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@flowfaster wrote:
@prolificjinx23 wrote:Just got my FIRST CLI!!!!! Went from $400 to $550....... Ugh!!!! I've had this card since October!!!!! & it wasn't even an auto-CLI!!!!!! Not liking this pattern.........
Maybe baddies or income? My income is not that great but my TU FICO is 765. I have had my wally card since August 11 and it went from 400-700-1400-2400. Only the first CLI was an auto the rest were all me. I request a CLI every 1-2 months and get denied a lot too. Never a hard inq so I don't care. Just hang in there!!!
GE's CLI's usually happen every 4 months, there are also rumors of good results by calling GE's underwriters. Call the regular number and request to talk to an underwriter, it may require multiple calls to get though to one.
note i called the auto cli # was not given what i ask for they countered i call back door #
got more the same day
1-800-480-0205 walmart under writting straight to the big boys no transfers,they are the ones to get it done
I called and got a 1400 increase!
@Cranski wrote:Just got Wally card for 110 instant approval this weekend.... If they only double it in 4 months using it as a coaster.
wow.. i didnt know they gave out such small limits
@Anonymous wrote:call 1-800-480-0205 back door # for walmart underwritting i call under writting every 2or 3months
on all ge cards always a soft pull they will look at your credit report but its a soft pull here are
my results as follows,
walmart open 1 year ago $700.00 now its $6000.00 cl
lowes 7months ago $500.00 now its $10,000.00 heavy use pay in full
oldnavy 1 year old $300.00 start now upgraded to visa $6500.00
chevron 14 months old start $500.00 now its $3000.00 was told thats max for card unless it upgrades
aeo $210.00 start 8 months later $2000.00 one year aeo visa $5000.00
call regular customer service ask for under writting tell them how much you want every 2 or 3 months
the # above will take you straight to walmart under writting dont wait 4 months always works for me
i have good credit though so that helps never had a hard pull
trans fico 729 from here
eq from here 731
ex from credit report.com 737 recived score from citi bank approval said it was 733 so its close
chase $10,000.00
citi $7800.00
chase bp $2000.00
crap one $2000.00 2 years old they suck may close this one
Probably the most effective method to higher limits on GECRB accounts IF used sparingly. Excessive requests on multiple GECRB accounts can result in account freezes/ F/R. Do not overuse this method for best results. Tread lightly.
they base it on your credit report,you can call every day as i was told,the person that told me how to do this did
it for 2 years reached max limit on all her cards,if you have a good credit report and high income like i do they want to extend you credit
it is all based on your credit report,
if you use the luv button to say every 4 months you get 3 cli a year,
if you call every 3 months you get 4 cli per year,so your trying to say that one extra call will
put a frezzeeeee on your credit i dont think so,now if you called every day i could see that
or they would just block your number so you cant call any more,lol,but one extra call for cli
a year they will not stop your account,by the way what is your walmart cl and how long have you had it
@Anonymous wrote:if you use the luv button to say every 4 months you get 3 cli a year,
if you call every 3 months you get 4 cli per year,so your trying to say that one extra call will
put a frezzeeeee on your credit i dont think so,now if you called every day i could see that
or they would just block your number so you cant call any more,lol,but one extra call for cli
a year they will not stop your account,by the way what is your walmart cl and how long have you had it
A member at another board reported accounts frozen/ account review for multiple requests on multiple cards in a short time frame, it apparently can happen, wouldn't recommend for those who wish to avoid the potential hassle to call for several CLIs on multiple GECRB accounts every two months.
Yes-several card requests every 2 months could be reasonably deemed excessive by GECRB. They track customer requests, like other issuers. May want to know why so many requests and to verify info provided with docs. That said, it can be an effective method to contact U/Ws IF used in moderation. They are not pushovers, however. YMMV. Walmart since '08 current CL14k.