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@LS2982 wrote:
@Anonymous wrote:A $10,000 WalMart card would be a piece of Heaven for me personally. I can always find something to buy there!
Thats alot of credit to have at a walmart. Not real sure why they would get that high with it except on the Discover version.
Underwriters can do wonderful things. I don't have the Discover version and mine is at $10,000 now.
For those that have received substancial CLIs, do you try the love button online first and then, if the increase isn't good enough, give them a call or just skip the online option and just make a call?
@masscredit wrote:For those that have received substancial CLIs, do you try the love button online first and then, if the increase isn't good enough, give them a call or just skip the online option and just make a call?
the luv button doesnt work at all at the moment from what i read.
i called in and used the auto and denied me.
called next day (monday) and spoke to a rep.
next day i saw my account balance increase.
as posted 800 to 3k. card is about 4 months old. only 190 dollars put on it in sept. pif.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
For those who have the Wally Discover through an upgrade, how long did it take for you to get it? On my upgrade letter, it says I have until October 23rd to opt out of it, so I'm assuming I won't get the card until AFTER that date so they know for sure I want it? I could be wrong... just thinking out loud here. I'm anxious to get it to see if it will have an increase on it; if not so I can call them and request one
@creditnocash wrote:
@masscredit wrote:For those that have received substancial CLIs, do you try the love button online first and then, if the increase isn't good enough, give them a call or just skip the online option and just make a call?
the luv button doesnt work at all at the moment from what i read.
i called in and used the auto and denied me.
called next day (monday) and spoke to a rep.
next day i saw my account balance increase.
as posted 800 to 3k. card is about 4 months old. only 190 dollars put on it in sept. pif.
Did the rep deny your request????
@kobe2012 wrote:
@creditnocash wrote:
@masscredit wrote:For those that have received substancial CLIs, do you try the love button online first and then, if the increase isn't good enough, give them a call or just skip the online option and just make a call?
the luv button doesnt work at all at the moment from what i read.
i called in and used the auto and denied me.
called next day (monday) and spoke to a rep.
next day i saw my account balance increase.
as posted 800 to 3k. card is about 4 months old. only 190 dollars put on it in sept. pif.
Did the rep deny your request????
no i called at around 730pm eastern. automated system denied my request. i called and said rep until a rep came on.
rep said she took my request and would forward it to credit specilasit (i think that meant the uw) and they would send a letter in 7-10 days.... but i checked online and my cl was 3k instead of 800 so obv i knew it was approved.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Just called 877-379-4936 and got CLI from 2500 to 8000. Not that I'll ever spend that much but more for utilization purposes. Took like 2 minutes. Thank you ALL!
@Anonymous wrote:Just called 877-379-4936 and got CLI from 2500 to 8000. Not that I'll ever spend that much but more for utilization purposes. Took like 2 minutes. Thank you ALL!
congrats! maybe they will upgrade you soon to a discover =)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Called late last Friday night and bumped my initial $600 to $1200. Should have done this sooner. Not gonna splurge, want the limit increase (currently sitting at 3%).
vsweetee1,
Did you ask for $8,000 or they just approved you for it? What was yoru balance on the card? And what was your total utilization % on all of your credit cards? I just want to see if I could get mine approved for that much. Thanks!