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GECRB - Approved !

Established Contributor

Re: GECRB - Approved !

My initial CL is 800 and I tried to recon to 2000, but they won't budge. All 3 CRs spotless with no baddies whatsoever and my scores ain't too bad either. Smiley Sad


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 11 of 27
Established Contributor

Re: GECRB - Approved !

I have a gut feeling GE tries to stick with 3X CLI max. I may be wrong though but I think 3X is always a good place to start!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($29,500) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($28,000)

Experian 746 Transunion 806-- July 2017
Message 12 of 27
Mega Contributor

Re: GECRB - Approved !


aussiesareforever wrote:

I have a gut feeling GE tries to stick with 3X CLI max. I may be wrong though but I think 3X is always a good place to start!


Yea I wont request more than 3x in fear of them declining it with no counteroffer.

 




EQ FICO 548 3/3/16
Message 13 of 27
Contributor

Re: GECRB - Approved !

of course it's always YMMV with the CLI numbers, but I was able to get 10x CLI in just over 3 months.

 

Of course I did PIF for a couple months and made sure my total util was at 1.5% when I asked. The only baddie still reporting is a BK from 8 years ago.

 

1-877-379-8173 is the magic number.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 14 of 27
Established Contributor

Re: GECRB - Approved !


j_casteel wrote:

londonhogfan wrote:

Walmart can grow very fast. I would try for a 10x increase after a couple months.


yeah, they won't grow that fast....especially with a initial CL of $150. I would try for $450 and thats a good 3xCLI then double that, etc. Most likely the OP will have to wait until the 4th statement and then ask for 3x at the most.


I would be a bit more daring especially since they do counter offer. My WalMart Discover was opened with an $800 cl, but I requested $8000 3 months later and was approved. They can be quite generous.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 15 of 27
Valued Contributor

Re: GECRB - Approved !


londonhogfan wrote:

of course it's always YMMV with the CLI numbers, but I was able to get 10x CLI in just over 3 months.

 

Of course I did PIF for a couple months and made sure my total util was at 1.5% when I asked. The only baddie still reporting is a BK from 8 years ago.

 

1-877-379-8173 is the magic number.


you said you had an initial limit of $1k then called and recon'd to $2k the same day....so you're saying they increased you to $20k after 3mths. I have a hard time believing that, but cool for you.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 16 of 27
Valued Contributor

Re: GECRB - Approved !


adavis425 wrote:

j_casteel wrote:

londonhogfan wrote:

Walmart can grow very fast. I would try for a 10x increase after a couple months.


yeah, they won't grow that fast....especially with a initial CL of $150. I would try for $450 and thats a good 3xCLI then double that, etc. Most likely the OP will have to wait until the 4th statement and then ask for 3x at the most.


I would be a bit more daring especially since they do counter offer. My WalMart Discover was opened with an $800 cl, but I requested $8000 3 months later and was approved. They can be quite generous.


getting a CLI for 3x is a big deal....do that a few times and it starts to add up. You can always ask for more and hope they counter but what if they don't counter and then get nothing. Many members have plenty of success of requesting 3x and getting it granted. Ofcourse, YMMV, and nothing is a sure thing.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 17 of 27
Contributor

Re: GECRB - Approved !


j_casteel wrote:

londonhogfan wrote:

of course it's always YMMV with the CLI numbers, but I was able to get 10x CLI in just over 3 months.

 

Of course I did PIF for a couple months and made sure my total util was at 1.5% when I asked. The only baddie still reporting is a BK from 8 years ago.

 

1-877-379-8173 is the magic number.


you said you had an initial limit of $1k then called and recon'd to $2k the same day....so you're saying they increased you to $20k after 3mths. I have a hard time believing that, but cool for you.


My initial line was 1k, but I was wrong about the timing. Just went back and checked and my limit was increased to 4k after 3.5 months and 10k right at 4 months from my application date, but before the statement cycled.

 

Well initial line was 1k opened on 10/17/12. Called same day and got a cli to 2k

 

Auto cli to 2.5k first week of Feb. Called same day and got a cli to 4k

 

Called last week and got an increase to 10k which is 10x my initial line.

 

Like I said though YMMV.

 

 



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 18 of 27
Senior Contributor

Re: GECRB - Approved !

Congrats!! Love em a grow em!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 19 of 27
Highlighted
Senior Contributor

Re: GECRB - Approved !

In <1 year my Paypal MC went from $2k - $20k.

Tis possible
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 27