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GECRB Walmart CLI

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TRC_WA
Senior Contributor

GECRB Walmart CLI

After 2 months of denials with the love button from GECRB and them soft pulling my TU report from November (?????) I logged in to Walmart this morning and saw I got some auto-love...

 

... my Walmart card increased from $600 to $700.

 

Is this the point where I am supposed to be excited?  I don't buy into the GE hype at all despite the fact I have 4 cards from them.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 1 of 34
33 REPLIES 33
ecballer
Valued Member

Re: GECRB Walmart CLI

Call the backdoor number and ask them for a credit limit increase.  Don't be shy about asking for a high limit they will counter what you are approved for.  I called last week regarding my Sams card that I have only had for 3 months and it went from $500 to $5000.

Where it Began:
EQ Fico: 557 10/21/2019
EX Fico: 559 10/21/2019
TU Fico: 580 10/21/2019

Current Scores:
EQ Fico: 592 2/17/2020
EX Fico: 626 02/17/2020
TU Fico: 616 2/17/2020

Message 2 of 34
TRC_WA
Senior Contributor

Re: GECRB Walmart CLI


@ecballer wrote:

Call the backdoor number and ask them for a credit limit increase.  Don't be shy about asking for a high limit they will counter what you are approved for.  I called last week regarding my Sams card that I have only had for 3 months and it went from $500 to $5000.


Just tried... they declined.

 

I'm assuming they are still soft pulling my CR from 6 months ago which makes no sense at all but whatever.  I also tried the luv button on my other GE cards and no dice.

 

I don't really care... I don't need the credit.  It's just annoying as hell to read all about how GE is friendly with CLI's and I have $9200 in limits across 4 cards with a total balance of like $225 but yet I can't get an increase unless it's some crappy $100 auto CLI.

 

As said, I don't buy into the GE hype.

 

 

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 3 of 34
gdale6
Moderator Emeritus

Re: GECRB Walmart CLI


@TRC_WA wrote:

After 2 months of denials with the love button from GECRB and them soft pulling my TU report from November (?????) I logged in to Walmart this morning and saw I got some auto-love...

 

... my Walmart card increased from $600 to $700.

 

Is this the point where I am supposed to be excited?  I don't buy into the GE hype at all despite the fact I have 4 cards from them.


Grats on your CLI Smiley Happy

Message 4 of 34
alvon123
Super Contributor

Re: GECRB Walmart CLI

congrats


Message 5 of 34
CreditMagic7
Mega Contributor

Re: GECRB Walmart CLI


@TRC_WA wrote:

After 2 months of denials with the love button from GECRB and them soft pulling my TU report from November (?????) I logged in to Walmart this morning and saw I got some auto-love...

 

... my Walmart card increased from $600 to $700.

 

Is this the point where I am supposed to be excited?  I don't buy into the GE hype at all despite the fact I have 4 cards from them.


Do Not, i repeat, DO NOT feel like lonesome george my friend, and i can genuinely verify your not buying into the India Credit Solutions hype often posted about. They have shot me down with a perfect record of denials out of that camp without fail since January. Even with good scores and 9% UTIL coupled with some lines 5K and better they always come back with the same old sob refusal. On the other hand, I ALSO JUST GOT A CLI on my Walmart card from the luv button. AND IT WAS ALL OF THE SAME YOU DID, A WHOPPING 100 cli! Smiley Frustrated

On the flip side, a little something does beat a blank and it beats India manual Credit Solutions. Beats me how some have great success out of that bunch.

Message 6 of 34
coldnmn
Mega Contributor

Re: GECRB Walmart CLI

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 34
baller4life
Super Contributor

Re: GECRB Walmart CLI

I won't ever call them again. Luv button gave me $450 cli. I will smack that sucka every 4 months. Tired of India's stupid denials! Smiley Frustrated
Message 8 of 34
SunriseEarth
Moderator Emeritus

Re: GECRB Walmart CLI


@TRC_WA wrote:

After 2 months of denials with the love button from GECRB and them soft pulling my TU report from November (?????) I logged in to Walmart this morning and saw I got some auto-love...

 

... my Walmart card increased from $600 to $700.

 

Is this the point where I am supposed to be excited?  I don't buy into the GE hype at all despite the fact I have 4 cards from them.


Congrats on auto-love!  Any movement in the right direction is good.

 

Some people have a lot of luck with GE's CLI.  Some don't.  I don't know why.  FWIW, I've received 4 CLIs across all GE cards and only one was from Credit Solutions. 



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 9 of 34
Anonymous
Not applicable

Re: GECRB Walmart CLI

Congrats!
Message 10 of 34
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