No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My new VISA showed up, 12.24%, 12 months interest free on purchases the first 60 days, $2500 limit. The approval process was slow and convoluted, but I'm happy with the result.
My scores are hovering around 690-700, 30% util. They had other cash back and rewards offerings, but the interest rates were higher and I saw some value in havinga lower interest rate in case I have to carry a balance on a larger purchase.
Congratulations on the approval!!! Also awesome choice for the lower APR, IMO.
@Anonymous wrote:Congratulations on the approval!!! Also awesome choice for the lower APR, IMO.
+1
Smart choice. Congratulations on your new approval!
Thanks all!
GECU seems to concentrate on auto loans...most of the bad feedback online seems to pertain to screwed-up auto loan documents and delayed payoffs/lien releases. Hopefully things go smoothly with my savings account and VISA.
Just got an alert from wallethub...it reported already. My score dropped 13 points yesterday, then rebounded 16 points today. The only difference I see is the new account reporting...didn't take the time to see if any other reporting changed. This yo-yo effect is maddening, I never know if something is going to help or hurt my score. The weird part is, I had checked wallethub about an hour ago, and it was showing yesterday's lower number, then the alert came through and today's number popped up, so I never got a chance to see what had changed yesterday to cause the drop.
I don't generally micromanage it like that, I just happened to take a look this morning.