No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've had up to 4, but beyond 2 is quite a hassle. In the past, 60 days were good enough for another card, but I'm not sure if that's changed.
For me, the on the 4th card, I got a better result by just letting them review it, whereas in the previous one, calling them only resulted in their analyst giving me a pedantic and sophomoric lesson on credit risk.
I had 3 and closed out 2...and did the wait 6 month deal and apped for the arrival card and get the same lecture..even though I've had my NFL card for over 6 months and ran a ton of $ thur it and always paid in full...I even asked for them to split my 12.2K limit to open up the arrival..Still no dice!! oh well
IMO this varies by individual. Perhaps bad luck for one of the above posters (even on recon) who makes the assertion that Barclays can turn on you "like a snake" but I disagree. I've had up to 4 CC products with them, never any issues - other than for one I received as a pre-approved offer I had to call to verify ID information - nothing major. The consensus would seem based on folks who post on these forums that Barclays tends to be conservative; however, those who have above average or excellent credit then it should present no issue on obtaining a 2nd product.
I eventually consolidated the 4 into 3 CCs and shifted the CLs without any issues. My history with them dates back to 2006 though.
@FinStar wrote:I eventually consolidated the 4 into 3 CCs and shifted the CLs without any issues. My history with them dates back to 2006 though.
I'm eventually going to consolidate 3 of them into a no fee one. Do you know if they're receptive to PC'ing from a fee card (such as US Air & Arrival) into the Barclay Rewards?
I got denied for Apple Itunes card 90 days after I got approved for Travelocity Amex card. I waited for almost a year and half to apply for another Barclays Card. I currently have two. I don't think I want another one now.
Ron.
@Open123 wrote:
@FinStar wrote:I eventually consolidated the 4 into 3 CCs and shifted the CLs without any issues. My history with them dates back to 2006 though.
I'm eventually going to consolidate 3 of them into a no fee one. Do you know if they're receptive to PC'ing from a fee card (such as US Air & Arrival) into the Barclay Rewards?
Very good question. It was my understanding when I spoke with them a while back, that in order to consolidate any CCs they have to be within the same or similar product family and open for a while (>12 mos). For instance, a co-branded US Airways could not be combined with say the non co-branded Ring Card or the Apple Financing CC into the Travelocity CC. However, it appears Barclays reviews those TL consolidation policies periodically. Best suggestion is to contact them to determine whether there's any flexibility with consolidating the current products that you have or shift the limit(s) to the card that gets the best benefit overall.
So they want at least 6 months in between cards then? or longer?
I might be interested in another Barclays card, but having to deal with them sounds a little too troublesome for what it's worth.
@enharu wrote:So they want at least 6 months in between cards then? or longer?
I might be interested in another Barclays card, but having to deal with them sounds a little too troublesome for what it's worth.
That was my impression enharu when I last spoke with them. Now, I'm certain this could vary by individual of course. IMO, for the optimal Barclays approval opportunity with their multi-product suite to spread them every other year.