Reply
Regular Contributor
scarzy
Posts: 230
Registered: ‎04-08-2008
0

Re: God I love NFCU

Keep up the good work! I'm with NFCU too, and they are GREAT!
starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Valued Contributor
madmann26
Posts: 1,453
Registered: ‎08-30-2012
0

Re: God I love NFCU

Confirmed...they pulled a 595 with EQ.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 690|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
j_casteel
Posts: 1,918
Registered: ‎06-21-2012
0

Re: God I love NFCU

thats awesome...congrats!!

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: God I love NFCU

Congrats way to go awesome news. Nfcu rocks big time:smileyhappy:

Regular Contributor
patsfan1453
Posts: 202
Registered: ‎11-04-2012
0

Re: God I love NFCU

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped. 

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: God I love NFCU


patsfan1453 wrote:

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped. 


No not true.  You have to have the income to back it up of course however they go by your ability to pay vs debt ratio.  So after all is said and done if all you can spare at the end of the month is 200 bucks then only expect 2-3k line for cc.  

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Regular Contributor
patsfan1453
Posts: 202
Registered: ‎11-04-2012
0

Re: God I love NFCU

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum. 

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: God I love NFCU


patsfan1453 wrote:

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum. 


yeah there are but those 25k limits also come with members having a strong AAOA and income.

 

I think what is most impressive with them is the fact that you can have a low to mid 600 EQ score and have a few cards with low limits income around 25k and get approved with a 10k cl.  thats what i love about them

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012
0

Re: God I love NFCU

I can't wait to get CL increase from NFCU. They gave me 2k CL .this my big bomb ever. Somebody should open NFCU fan club lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: God I love NFCU

Congrats


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}