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God I love NFCU

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Regular Contributor

Re: God I love NFCU

Keep up the good work! I'm with NFCU too, and they are GREAT!
starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 11 of 21
Valued Contributor

Re: God I love NFCU

Confirmed...they pulled a 595 with EQ.
Scores: about 700 across the board
Total CL: $275k
Message 12 of 21
Valued Contributor

Re: God I love NFCU

thats awesome...congrats!!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 13 of 21
Frequent Contributor

Re: God I love NFCU

Congrats way to go awesome news. Nfcu rocks big timeSmiley Happy

Message 14 of 21
Regular Contributor

Re: God I love NFCU

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped. 

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 15 of 21
Valued Contributor

Re: God I love NFCU


patsfan1453 wrote:

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped. 


No not true.  You have to have the income to back it up of course however they go by your ability to pay vs debt ratio.  So after all is said and done if all you can spare at the end of the month is 200 bucks then only expect 2-3k line for cc.  

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 16 of 21
Regular Contributor

Re: God I love NFCU

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum. 

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 17 of 21
Valued Contributor

Re: God I love NFCU


patsfan1453 wrote:

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum. 


yeah there are but those 25k limits also come with members having a strong AAOA and income.

 

I think what is most impressive with them is the fact that you can have a low to mid 600 EQ score and have a few cards with low limits income around 25k and get approved with a 10k cl.  thats what i love about them

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 18 of 21
Established Contributor

Re: God I love NFCU

I can't wait to get CL increase from NFCU. They gave me 2k CL .this my big bomb ever. Somebody should open NFCU fan club lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 19 of 21
Established Contributor

Re: God I love NFCU

Congrats

Message 20 of 21