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Got PRG Amex!

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Maryjjj
New Member

Got PRG Amex!

I recently apped and got approved for the PRG Amex Card. My EX score is in th low 700s. I unintentionally burned Amex a few years back as a CO, but immediately went on a payment plan and PIF. Thank God they let me back in after one plus year in the Oasis (Optima rebuilder) Amex program that I since cancelled because I could not get any MR points. I'm in a better position now and not messing around with Amex again. I understand that I will also get my member since date which span more than 2 daccades. Anyway will it be one HP if I apply for a revolver card?

Message 1 of 13
12 REPLIES 12
HeilFico
Regular Contributor

Re: Got PRG Amex!

HP if approved SP if denied. Congrats on your SUCCESS!!!! Smiley Happy

Message 2 of 13
yudeology101
Senior Contributor

Re: Got PRG Amex!

WTG congrats on your approval.  Glad AMEX re-opened its doors for ya.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 13
gdale6
Moderator Emeritus

Re: Got PRG Amex!


@Maryjjj wrote:

I recently apped and got approved for the PRG Amex Card. My EX score is in th low 700s. I unintentionally burned Amex a few years back as a CO, but immediately went on a payment plan and PIF. Thank God they let me back in after one plus year in the Oasis (Optima rebuilder) Amex program that I since cancelled because I could not get any MR points. I'm in a better position now and not messing around with Amex again. I understand that I will also get my member since date which span more than 2 daccades. Anyway will it be one HP if I apply for a revolver card?


Congrats on your new AMEX card Smiley Happy

Message 4 of 13
-NewGuy-
Moderator Emeritus

Re: Got PRG Amex!

Message 5 of 13
dodgerslv
Valued Contributor

Re: Got PRG Amex!

big congrats!!!

gardening since 5/21/2016
Message 6 of 13
heyitsyeh
Frequent Contributor

Re: Got PRG Amex!

Congrats! Great way to reboot your relationship with Amex

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 7 of 13
MsLadyRover
Valued Contributor

Re: Got PRG Amex!

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 13
coldnmn
Mega Contributor

Re: Got PRG Amex!

Congrats! Thanks for sharing!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 13
-Wade-
Valued Contributor

Re: Got PRG Amex!


@Maryjjj wrote:

I recently apped and got approved for the PRG Amex Card. My EX score is in th low 700s. I unintentionally burned Amex a few years back as a CO, but immediately went on a payment plan and PIF. Thank God they let me back in after one plus year in the Oasis (Optima rebuilder) Amex program that I since cancelled because I could not get any MR points. I'm in a better position now and not messing around with Amex again. I understand that I will also get my member since date which span more than 2 daccades. Anyway will it be one HP if I apply for a revolver card?


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 13
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