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Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

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Spotsy
Frequent Contributor

Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Caved in when I was buying some wedding presents and new toaster oven....did an app for the Amex version....was approved for $1200 in the store.  Not sure if it is the Amex version or only the store card.  The lady at the register said it was an Amex if that is what I selected, but I remember the app saying it would try for a store card if Amex was not approved,  Anyways, guess I will wait till the card arrives.

 

Current EX = 731... But a lot of INQs...surprised I was approved for anything.

 

 

FICO 8: TU:831 / EQ:837 / EX:827 as of 12/25/2023
Message 1 of 7
6 REPLIES 6
myjourney
Super Contributor

Re: Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
RonM21
Valued Contributor

Re: Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 7
CountryLivin
Valued Contributor

Re: Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Congratulations! Let us know which one you get!

Message 4 of 7
Anonymous
Not applicable

Re: Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Congrats!

Message 5 of 7
Anonymous
Not applicable

Re: Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Congrats!  Hopefully it is the Amex as that is what you wanted Smiley Happy

Message 6 of 7
Anonymous
Not applicable

Re: Got a Macy's Card...Not Sure if it's an Amex or just a Store Card...

Congrats and I too hope its an Amex. I now have a $5k Gap store card that I have no clue what I am going to do with all because SYnch has stopped the Gap Visa for the month of May. WTH?

 

Enjoy your new card.

Message 7 of 7
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