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Well I was really surprised at how AMEX gave credit limit. I am only a student and of course not much income. Besides, I only have 11 month of credit history. Would not be surprised even if they rejected me...
@cottoncrown wrote:
Wow, that's awesome! Do you might sharing what income you reported on your app?
Sure. I am a full time PhD student. The tuition plus stipend is 60000 and I filled in 80000. If asked, I would say my parents support me a little bit.
Man, that's interesting.
I put in 80.000 as well and guess what I got : $9.500 CL
@Ammer wrote:Man, that's interesting.
I put in 80.000 as well and guess what I got : $9.500 CL
Hmm... Really interesting! Last time when I applied for BCP I filled in $60000 and only get 2000. Could someone on this board explain a little bit about how AMEX gave credit line?
@epicureanism wrote:
@Ammer wrote:Man, that's interesting.
I put in 80.000 as well and guess what I got : $9.500 CL
Hmm... Really interesting! Last time when I applied for BCP I filled in $60000 and only get 2000. Could someone on this board explain a little bit about how AMEX gave credit line?
Congrats! That's a nice starting CL. If you don't mind me asking, how long after you got the 3xCLI on BCP did you apply for SPG?
@Anonymous- wrote:
@epicureanism wrote:
@Ammer wrote:Man, that's interesting.
I put in 80.000 as well and guess what I got : $9.500 CL
Hmm... Really interesting! Last time when I applied for BCP I filled in $60000 and only get 2000. Could someone on this board explain a little bit about how AMEX gave credit line?
Congrats! That's a nice starting CL. If you don't mind me asking, how long after you got the 3xCLI on BCP did you apply for SPG?
Thanks!
Sure. I started my first card last September (2012) and got my citi forward this Feburary. In May I get my BCP. I applied for 3x CLI on July 5th or 6th and succeeded. Yesterday I applied for SPG. Guess I will do my next CLI next January =).
Wait you can include the grants the school pays for tution as income?
Congrats! It's a great card. Enjoy
@ficoboy25 wrote:Wait you can include the grants the school pays for tution as income?
Yeah that's what I do. Well I am afraid of financial review, but I always pay on time (actually much before statement closes) and there should not be FR anyway.