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Contributor
epicureanism
Posts: 86
Registered: ‎02-04-2013
0

Got approved for AMEX SPG 30k with 9500 limit

Well I was really surprised at how AMEX gave credit limit. I am only a student and of course not much income. Besides, I only have 11 month of credit history. Would not be surprised even if they rejected me... 

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.
Frequent Contributor
cottoncrown
Posts: 271
Registered: ‎05-08-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit

Wow, that's awesome! Do you might sharing what income you reported on your app?
Contributor
epicureanism
Posts: 86
Registered: ‎02-04-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit


cottoncrown wrote:
Wow, that's awesome! Do you might sharing what income you reported on your app?

 

Sure. I am a full time PhD student. The tuition plus stipend is 60000 and I filled in 80000. If asked, I would say my parents support me a little bit. 

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.
Established Member
Ammer
Posts: 52
Registered: ‎06-07-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit

Man, that's interesting.

I put in 80.000 as well and guess what I got : $9.500 CL

Amex Platinum NPSL, Amex SPG (25.000), Amex EveryDay (20.000), Barclay US Airways (20.000), Amex BCP (15.000), CSP (16.000), Barclay Arrival (2.500), Freedom (2.400), Cap1 Quicksilver ($5.000), Chase Ink Plus (10.000)
Contributor
epicureanism
Posts: 86
Registered: ‎02-04-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit


Ammer wrote:

Man, that's interesting.

I put in 80.000 as well and guess what I got : $9.500 CL


 

Hmm... Really interesting! Last time when I applied for BCP I filled in $60000 and only get 2000. Could someone on this board explain a little bit about how AMEX gave credit line? 

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.
Regular Contributor
ternify-
Posts: 185
Registered: ‎10-11-2012
0

Re: Got approved for AMEX SPG 30k with 9500 limit


epicureanism wrote:

Ammer wrote:

Man, that's interesting.

I put in 80.000 as well and guess what I got : $9.500 CL


 

Hmm... Really interesting! Last time when I applied for BCP I filled in $60000 and only get 2000. Could someone on this board explain a little bit about how AMEX gave credit line? 


Congrats! That's a nice starting CL. If you don't mind me asking, how long after you got the 3xCLI on BCP did you apply for SPG?

Chase Sapphire Preferred / Chase United MileagePlus Explorer / Chase Freedom / AMEX PRG / AMEX SPG / AMEX BCE / Discover IT / Barclaycard Financing / BofA Cash Rewards for Students / CITI Classic
Contributor
epicureanism
Posts: 86
Registered: ‎02-04-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit


ternify- wrote:

epicureanism wrote:

Ammer wrote:

Man, that's interesting.

I put in 80.000 as well and guess what I got : $9.500 CL


 

Hmm... Really interesting! Last time when I applied for BCP I filled in $60000 and only get 2000. Could someone on this board explain a little bit about how AMEX gave credit line? 


Congrats! That's a nice starting CL. If you don't mind me asking, how long after you got the 3xCLI on BCP did you apply for SPG?


Thanks! 

 

Sure. I started my first card last September (2012) and got my citi forward this Feburary. In May I get my BCP. I applied for 3x CLI on July 5th or 6th and succeeded. Yesterday I applied for SPG. Guess I will do my next CLI next January =). 

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.
New Member
ficoboy25
Posts: 18
Registered: ‎08-07-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit

[ Edited ]

Wait you can include the grants the school pays for tution as income?

Established Member
iowapilot84
Posts: 42
Registered: ‎03-19-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit

Congrats! It's a great card. Enjoy :smileyhappy:

Amex Blue Cash Preferred - $10K / Amex Starwood - $15K / Amex Everyday - $5K / Amex Platinum - NPSL / Amex Delta Gold for Business - $3K / Associated Bank Visa - $20K / Chase Freedom - $19,500 / Chase Sapphire Preferred - $10K / Chase IHG Rewards - $25K / Chase Marriott Premier - $10k / Citi DoubleCash - $5.5K / Citi ThankYou -$31.4K / Citi AAdvantage - $10K / Citi AAdvantage Business - $8,600 / Discover - $11K / Kohls - $1K / Lowes - $2K / Patelco Visa - $25K / PenFed Platinum Cash Rewards - $4.5K / PNC Visa - $9K / Target Charge - $500 / US Bank Cash+ - $17K / US Bank Club Carlson Premier Rewards - $7.5K / Wells Fargo - $12K / UICCU Visa - $11K



Contributor
epicureanism
Posts: 86
Registered: ‎02-04-2013
0

Re: Got approved for AMEX SPG 30k with 9500 limit


ficoboy25 wrote:

Wait you can include the grants the school pays for tution as income?


 

Yeah that's what I do. Well I am afraid of financial review, but I always pay on time (actually much before statement closes) and there should not be FR anyway.  

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.

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