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New Member
Posts: 11
Registered: ‎04-20-2017

Got approved for a Discover it credit card

With a 2400 credit limit is this good? Do you have to have good credit to get approved for the discover card? This is my first time posting and I just joined the community here at fico I'm excited 😊 and I get so tempted to apply for credit cards any input would be fantastic thanks in advance 

Established Contributor
Posts: 1,030
Registered: ‎01-19-2015
0

Re: Got approved for a Discover it credit card

[ Edited ]

Welcome and congrats on your approval. My belief is that your overall profile matters (not just credit scores). If you don't mind, take a little time and post your stas such as:

- FICO scores

-Inquires

-utilization (if any)

-collections/derogs

-AAOA

- installment loans

 

Give us a little history and what your goals are with credit. You will get tons of advice, opinions and guidiance....congrats again and good luck on your journey!!...Smiley Happy

AmexPlat(NPSL) AmexOpt (13.1k AU) Walmart(10k) Discover(8.5k) BB Visa(6k) Pier 1(4.25k) Kohls(3k) J Crew(1.7k) Amex Delta Gold(5k) Amex BCP(22k) BofA BBR(10k) BofA CR Siggy(15k) Barclaycard(5k) Venture WMC(6.45k) Chase FU(7k) QS(3.3k) Citi Diamond(5.5k) PenFed PCR(3K) Lowes(2K) NFCU VS Cash(5.5K) NFCU CLOC(5K)
FICO 8 Scores EX 728(20) EQ 693(16)TU 724(26) AAOA 3.0yrs TCL=141,050.00
New Member
Posts: 11
Registered: ‎04-20-2017

Re: Got approved for a Discover it credit card

Thank you doinit I have to figure out how to do all this cool stuff, I'll do some research thanks!

Valued Contributor
Posts: 1,417
Registered: ‎04-13-2014

Re: Got approved for a Discover it credit card

Discover tends to be a little conservative out of the gate, but roughly sometime after the third billing cycle if your scores are progressing..or you are where you are now..  youll likely get an auto CLI.... (I think they treat it like a probationary period and gives them time to figure your spending habits and such) if not can try for one around that time ... if you can, try to wait a week after your third statement then manually submit a CLI... otherwise if they auto CLI you,, go online and request one and you might be able to "double dip"  Usually if they auto CLI you, there can be "more for the asking".... and they use a soft pull for CLIs... only if you get explicitly asked to by a CSR for a hard pull, or you get a checkbox saying this will be a hard pull.. (not might since the soft says we may pull your CR for request... but its a SP unless explicitly saying so) 

 

Congrats

 

Frequent Contributor
Posts: 408
Registered: ‎02-22-2017
0

Re: Got approved for a Discover it credit card

Congratulations! Welcome to Discover and welcome to myFICO!!!

Regular Contributor
Posts: 255
Registered: ‎02-24-2017
0

Re: Got approved for a Discover it credit card

Congrats and an approval is always good!

New Member
Posts: 11
Registered: ‎04-20-2017
0

Re: Got approved for a Discover it credit card

Yayyy 😊
Senior Contributor
Posts: 5,698
Registered: ‎04-23-2016

Re: Got approved for a Discover it credit card

Welcome and congrats on your new Disco. Id ssy 2400 is decent, im partial, got mine at 2500. One thing ill say for having a Discover, youll never be short on posts about Discover here. Trying to figure out Discover and all their intricacies is a bsttle we fight daily here in FicolandSmiley Wink. WELCOME TO THE FAMILYSmiley Happy
Established Contributor
Posts: 506
Registered: ‎02-12-2017

Re: Got approved for a Discover it credit card

Congratulations GangsterHarleyDavidson on your Discover approval & welcome to myfico! 😊
New Contributor
Posts: 74
Registered: ‎02-26-2016

Re: Got approved for a Discover it credit card

congrats... I recently got approved for a Discover It as well.  I have such high hopes for this card...they had me once I saw the cute package it came in.  Presentation is everything :-) The information given in this community is Grand.  Welcome to the Disco!

 

Tee

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