cancel
Showing results for 
Search instead for 
Did you mean: 

Got my Experian Fico Score with Amex SPG approval!

Member

Got my Experian Fico Score with Amex SPG approval!

I recently applied, and was approved for my third Amex card, the Starwood Preferred Guest card. I was shocked to get in the mail from Amex my Experian Fico score and an explanation of how Amex used my score and report in their decision.  713 Experian Fico...and that's after 7 recent inquiries...time to garden. 

 

 

What's in my wallet: Chase SP, Chase Freedom, Amex PRG, Amex Gold Delta, Amex SPG, Capital One Platinum 

 

 

Starting Score: 11/14/12 EQ 601

 

Current Score: 1/ 12/13 TU 719, EX 713, EQ 674


Goal Score: 740+

 

 

 

Message 1 of 9
8 REPLIES
Senior Contributor

Re: Got my Experian Fico Score with Amex SPG approval!

I realllly want another Amex!! Haha congrats!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 9
Valued Contributor

Re: Got my Experian Fico Score with Amex SPG approval!

Congrats! Making me drool over a third...ugh.
Message 3 of 9
Valued Contributor

Re: Got my Experian Fico Score with Amex SPG approval!

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 9
Valued Contributor

Re: Got my Experian Fico Score with Amex SPG approval!

I was hoping when I opened up my Amex TE today, that it would come with my EX score, but alas, it did not.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 5 of 9
Member

Re: Got my Experian Fico Score with Amex SPG approval!

This came as a seperate mailing and I didn't get my score when I applied for my first two Amex cards, but for whatever reason I got it on approval number three. 

Message 6 of 9
Frequent Contributor

Re: Got my Experian Fico Score with Amex SPG approval!


FSKATERBOY4 wrote:

I recently applied, and was approved for my third Amex card, the Starwood Preferred Guest card. I was shocked to get in the mail from Amex my Experian Fico score and an explanation of how Amex used my score and report in their decision.  713 Experian Fico...and that's after 7 recent inquiries...time to garden. 

 

 

What's in my wallet: Chase SP, Chase Freedom, Amex PRG, Amex Gold Delta, Amex SPG, Capital One Platinum 

 

 

Starting Score: 11/14/12 EQ 601

 

Current Score: 1/ 12/13 TU 719, EX 713, EQ 674


Goal Score: 740+

 

 

 


did you get the lowest APR that's offered on that card?

(I see on the AMEX website for this card: 

APR: A variable rate, currently 15.24%, 17.24% or 19.24%)

 

the reason i ask is that it is my understanding that all ccc's now have to provide you with the CRA they used when they made their decision to deny OR if they didn't give you the lowest APR available for a particular card)

nice that they actually provided a FICO score Smiley Happy 


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Message 7 of 9
Valued Contributor

Re: Got my Experian Fico Score with Amex SPG approval!

I wish all lenders would give the applicants FICO Smiley Frustrated


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 8 of 9
Member

Re: Got my Experian Fico Score with Amex SPG approval!

I called Amex and yes turns out I got the 17.24 APR, even though I have 15.24% on the Gold Delta card....

Message 9 of 9