HOLY MOLY!! APP SPREE SUCCESS!!

Mistakes · ‎06-18-2014

I finally mustered up enough courage to go on my first app spree!! I have been a member of this community for about 2.5 years and I have learned and grown SO MUCH since I joined this forum!! I started with LOW 500's in December 2011 and I now have decent scores of EX 677, EQ 667 and TU 711!! I apped and was immediately approved for:

Nordstroms $5k

Chase Marriot Visa $6k

Chase IHG MC $10k

Delta Sky Miles AMEX $2k

Hawaiian Airlines World Elite MC $10k (after a phone recon)

Before this spree I had:

Macy $2,200k

NFCU $10k (which started at 1k and slowly went up)

NFCU LOC $5k

Victoria Secret ($350.00)

I had a 5% utilization on the 4 accounts listed above when I went on my app spree!!

I'm still waiting to hear back form SPG AMEX (I called in and was told they hold it for about 5 days since I had just applied and received the Delta Sky Miles AMEX)...is this correct?

I AM ON CLOUD NINE and headed into the garden!!! Any recommendations for how long I should garden for? Also, what cards should I apply for when I leave the garden?

THANK YOU SO MUCH EVERYONE!!! I couldn't have done any of this without the amazing support from all of you!!!

Starting Score: EX649/EQ637/TU611
Current Score: EX649/EQ637/TU620
Goal Score: 750+ ALL 3 by December 2012

Take the FICO Fitness Challenge

coldnmn · ‎06-18-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Irisa · ‎06-18-2014

That is quite a spree! Congrats on your new cards.

Mistakes · ‎06-18-2014

Thank you!!! I'm still in shock and very happy!!!

Starting Score: EX649/EQ637/TU611
Current Score: EX649/EQ637/TU620
Goal Score: 750+ ALL 3 by December 2012

Take the FICO Fitness Challenge

alvon123 · ‎06-18-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

BigBS · ‎06-18-2014

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

chalupaman · ‎06-18-2014

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down