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Member
Posts: 27
Registered: ‎07-20-2013
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HSN Card Approved! Yay! Amazon Chase Not, BOO!

I got preapproved last week for the HSN card, got a $500 limit. So yay! Smiley Happy  That makes two cards I have now (this and Walmart).

 

Then I just had to go and app for the Amazon chase card today during checkout and was denied even after recon (actually I didn't realize there were two cards, the Chase and the Amazon store card, thought I was applying for the store card, that's what I get for not! paying! attention!!! may have stood a chance with that one...) Said main reason was I didn't have enough reestablished credit and what I had was too new.  Boo.  I did the same thing when I got the Walmart card, turned around and apped for the Discover IT card because they had sent a preapproval thing in the mail a few weeks before, and was denied that one too. Urgh, why do I do this to myself? ::headdesk::

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Posts: 2,829
Registered: ‎03-14-2012
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!


jevoyager wrote:

I got preapproved last week for the HSN card, got a $500 limit. So yay! Smiley Happy  That makes two cards I have now (this and Walmart).

 

Then I just had to go and app for the Amazon chase card today during checkout and was denied even after recon (actually I didn't realize there were two cards, the Chase and the Amazon store card, thought I was applying for the store card, that's what I get for not! paying! attention!!! may have stood a chance with that one...) Said main reason was I didn't have enough reestablished credit and what I had was too new.  Boo.  I did the same thing when I got the Walmart card, turned around and apped for the Discover IT card because they had sent a preapproval thing in the mail a few weeks before, and was denied that one too. Urgh, why do I do this to myself? ::headdesk::


Congrats on the new HSN card!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Posts: 25,538
Registered: ‎10-23-2007
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!

Call 888-724-6649 and tell the automated system you would like a credit line increase

when it asks if you want a specific amount... SAY NO

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
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Registered: ‎08-08-2011
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!

Congrats! Thanks for sharing.

 

 

US Bank Cash+ (VSig) $10k / US Bank Ace (VSig) $10K / Discover IT $10k
Sam's Mastercard $8.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.55k / Citi DC (WMC) $3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
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Registered: ‎10-03-2008
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!

Congrats! Probably some patience to age your credit.

Starting Score: 798
Current Score: EX 825 TU 838 EQ 835 FICO 08
Goal Score: 850


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Member
Posts: 27
Registered: ‎07-20-2013
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!

Thanks! Forgot to mention that for anyone wondering what kind of score I had for getting the HSN card, my TU score is about 630 or 632 I think (I forget the exact #).

Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!


jevoyager wrote:

I got preapproved last week for the HSN card, got a $500 limit. So yay! Smiley Happy  That makes two cards I have now (this and Walmart).

 

Then I just had to go and app for the Amazon chase card today during checkout and was denied even after recon (actually I didn't realize there were two cards, the Chase and the Amazon store card, thought I was applying for the store card, that's what I get for not! paying! attention!!! may have stood a chance with that one...) Said main reason was I didn't have enough reestablished credit and what I had was too new.  Boo.  I did the same thing when I got the Walmart card, turned around and apped for the Discover IT card because they had sent a preapproval thing in the mail a few weeks before, and was denied that one too. Urgh, why do I do this to myself? ::headdesk::


Congrats on your approval Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Valued Contributor
Posts: 1,758
Registered: ‎12-30-2012
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!

Congrats on the success!! Welcome to the garden! ;]

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08:706 | EQ04/08:679/703 | EX08:684
Goal Score: 725
Frequent Contributor
Posts: 268
Registered: ‎05-10-2014
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!


jevoyager wrote:

I got preapproved last week for the HSN card, got a $500 limit. So yay! Smiley Happy  That makes two cards I have now (this and Walmart).

 

Then I just had to go and app for the Amazon chase card today during checkout and was denied even after recon (actually I didn't realize there were two cards, the Chase and the Amazon store card, thought I was applying for the store card, that's what I get for not! paying! attention!!! may have stood a chance with that one...) Said main reason was I didn't have enough reestablished credit and what I had was too new.  Boo.  I did the same thing when I got the Walmart card, turned around and apped for the Discover IT card because they had sent a preapproval thing in the mail a few weeks before, and was denied that one too. Urgh, why do I do this to myself? ::headdesk::


Congrats on your HSN card!

Valued Member
Posts: 47
Registered: ‎07-26-2014
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Re: HSN Card Approved! Yay! Amazon Chase Not, BOO!

[ Edited ]

jevoyager wrote:

I got preapproved last week for the HSN card, got a $500 limit. So yay! Smiley Happy  That makes two cards I have now (this and Walmart).

 

Then I just had to go and app for the Amazon chase card today during checkout and was denied even after recon (actually I didn't realize there were two cards, the Chase and the Amazon store card, thought I was applying for the store card, that's what I get for not! paying! attention!!! may have stood a chance with that one...) Said main reason was I didn't have enough reestablished credit and what I had was too new.  Boo.  I did the same thing when I got the Walmart card, turned around and apped for the Discover IT card because they had sent a preapproval thing in the mail a few weeks before, and was denied that one too. Urgh, why do I do this to myself? ::headdesk::


Congrats on the HSN!  I wanted to pick that one up for the longest time to help with util, but realized I probably wouldn't ever buy anything after the initial purchase and just end up throwing it in the sock drawer Smiley Tongue .  

 

I wish that Amazon was more like Walmart where it runs you for the Discover (now MC) first, then runs you for the store version if you don't meet the requirements for the nicer one. That being said, GE has been rather generous with their CLIs on my store card.  Only had mine since Nov and been bumped up to 3x my initial limit.

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