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HSN approval! Yay!!!

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Anonymous
Not applicable

Re: HSN approval! Yay!!!

Congrats!
Message 11 of 20
scarzy
Regular Contributor

Re: HSN approval! Yay!!!


@LiberatedRN wrote:

I am so excited!!! I just wanted to share my good news after learning so much from everyone here on myFico. I am up late tonight as usual, and watching HSN. I saw two rings that I wanted to buy on "flex pay". So I put the items in my cart, created an account, and then put in my billing information and then it took me to the payment screen. I wasn't completely thinking about the "approval pop up" because I tried for it last week, and it didn't work. I had the intention of paying with a new secured credit card so that it would start reporting, to help rebuild my credit. Well after I put my credit card information in, and hit submit, the HSN pop up came up.

 

I was so excited, that I almost clicked off of it. lol! I was approved for $2000.00. I couldn't believe it! I had a hard time getting approved for anything unsecured. Maybe later I can close out some of the secured cards and get my money back. Thanks so much to everyone!!! I am just over the moon right now. p.s. I also used the incognito window on google chrome, I don't know if that made a difference this time or not. I can go to sleep happy now!!! I am officially on my way,  plus I have two little sweet rings on the way too!


 

 

That's unusual. Usually, the pre-approval pop up comes up before entering credit card info. 

 

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 12 of 20
LiberatedRN
Contributor

Re: HSN approval! Yay!!!


@scarzy wrote:

@LiberatedRN wrote:

I am so excited!!! I just wanted to share my good news after learning so much from everyone here on myFico. I am up late tonight as usual, and watching HSN. I saw two rings that I wanted to buy on "flex pay". So I put the items in my cart, created an account, and then put in my billing information and then it took me to the payment screen. I wasn't completely thinking about the "approval pop up" because I tried for it last week, and it didn't work. I had the intention of paying with a new secured credit card so that it would start reporting, to help rebuild my credit. Well after I put my credit card information in, and hit submit, the HSN pop up came up.

 

I was so excited, that I almost clicked off of it. lol! I was approved for $2000.00. I couldn't believe it! I had a hard time getting approved for anything unsecured. Maybe later I can close out some of the secured cards and get my money back. Thanks so much to everyone!!! I am just over the moon right now. p.s. I also used the incognito window on google chrome, I don't know if that made a difference this time or not. I can go to sleep happy now!!! I am officially on my way,  plus I have two little sweet rings on the way too!


 

 

That's unsual. Usually, the pre-approval pop up comes up before entering credit card info. 

 


It surprised me too. I tried last week, but I wasn't really going to buy anything, I just wanted to see if I could get the pop up . It did not come up. I didn't enter any payment information at that time, because I assumed that I would have got the pop up before entering my payment information. This last time, I acutally entered my payment informtion because I actually had the intention of buying something. Then the pop up came up, and instead of charging my secured credit card, they automatically charged the HSN card instead. I guess maybe they wanted to be sure I was really going to buy something. Who knows??? It shocked me. LOL!

Officially in the Garden: 2-7-15 till 2-7-16 EQ 711 TU 735 EX 709 (Goal Score 750) (current accounts and inquiries need to age)AmexBlueCashPreferred$6.5K /CDP$6.3K/CitiDblCash$1.5k/Discover$4K/AmexGRN / ChaseFreedom$3.5K /Chase Disney$2.5K/ShopHQ$3.8K/Ebates$3.5K/WilliamsSonoma$4.5K/ /Amazon$2.6K/ HSN$2.3K /Walmart$2.3K/JCrew$4.5K / QVC$2.8K/PayPalCredit$884/BOA(sec)$600/The Loft $1000/Target $500/JCPenney$400/VS$500Last App2-7-15
Message 13 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: HSN approval! Yay!!!

congrats! altho i thought someone mentioned that it was discountinued?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 14 of 20
LiberatedRN
Contributor

Re: HSN approval! Yay!!!


@BearsAndTurtlesRtheBest wrote:

congrats! altho i thought someone mentioned that it was discountinued?


I think that is for their Mastercard, not the HSN store card. I hope so anyway.

Officially in the Garden: 2-7-15 till 2-7-16 EQ 711 TU 735 EX 709 (Goal Score 750) (current accounts and inquiries need to age)AmexBlueCashPreferred$6.5K /CDP$6.3K/CitiDblCash$1.5k/Discover$4K/AmexGRN / ChaseFreedom$3.5K /Chase Disney$2.5K/ShopHQ$3.8K/Ebates$3.5K/WilliamsSonoma$4.5K/ /Amazon$2.6K/ HSN$2.3K /Walmart$2.3K/JCrew$4.5K / QVC$2.8K/PayPalCredit$884/BOA(sec)$600/The Loft $1000/Target $500/JCPenney$400/VS$500Last App2-7-15
Message 15 of 20
Becca3353
Valued Member

Re: HSN approval! Yay!!!

Hello! Just wanted to say congrats on the new card, OP I wanted to ask what ur scores are? I want to see if I stand a chance getting this card. Thanks


VS-$500.00 | BofA (Secured)-$300.00 | CapOnePlat-$500.00 | CapOnePlat-$500.00 | Credit One-$400.00 | Merrick Bank CC- $500.00 | Avenue Store CC- $500.00 | Credit Scores- TU 619 EX 592 EQ 620
Message 16 of 20
someg33k
Established Contributor

Re: HSN approval! Yay!!!


@Becca3353 wrote:

Hello! Just wanted to say congrats on the new card, OP I wanted to ask what ur scores are? I want to see if I stand a chance getting this card. Thanks


 

Congrats on the approval!

 

HSN Mastercard is the one they discontinued like a month ago.

 

 

Side note: I got that popup myself like 5 months ago and accepted it, $500 limit, hit submit and got 7 to 10 day or something. Ended up being rejected due to some identify verification issue... fast forward to to June and got the popup again, hit accept and this time $1500, and this time actually got the account Smiley Wink  

Message 17 of 20
One7
Valued Contributor

Re: HSN approval! Yay!!!

Congratulations on the late night approval! That's when I seem to be approved for all mine.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 18 of 20
LiberatedRN
Contributor

Re: HSN approval! Yay!!!


@Becca3353 wrote:

Hello! Just wanted to say congrats on the new card, OP I wanted to ask what ur scores are? I want to see if I stand a chance getting this card. Thanks


Hi! Sorry I am just now seeing your post. Currently  my scores are 708EX -710EQ- 732TU. At the time of the application, they were 686EX-689EQ=710TU (according to My Fico). Thanks to everyone for the congrats!

Officially in the Garden: 2-7-15 till 2-7-16 EQ 711 TU 735 EX 709 (Goal Score 750) (current accounts and inquiries need to age)AmexBlueCashPreferred$6.5K /CDP$6.3K/CitiDblCash$1.5k/Discover$4K/AmexGRN / ChaseFreedom$3.5K /Chase Disney$2.5K/ShopHQ$3.8K/Ebates$3.5K/WilliamsSonoma$4.5K/ /Amazon$2.6K/ HSN$2.3K /Walmart$2.3K/JCrew$4.5K / QVC$2.8K/PayPalCredit$884/BOA(sec)$600/The Loft $1000/Target $500/JCPenney$400/VS$500Last App2-7-15
Message 19 of 20
Tony275
Valued Contributor

Re: HSN approval! Yay!!!

Congrats!! Great SP approval!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 20 of 20
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