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Hah weird, approved for Discover IT

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Anonymous
Not applicable

Re: Hah weird, approved for Discover IT

I have 2 capital ones cc and trying to rebuild my credit. Trying to rebuild credit after bk. Applied for walmart twice decline. Any suggestions.
Message 21 of 26
Anonymous
Not applicable

Re: Hah weird, approved for Discover IT

Congrats on breaking into the Discover family! Found the Discover Deals works for me and the extra cash is always nice!
Message 22 of 26
gtnitright
Regular Contributor

Re: Hah weird, approved for Discover IT

Congratulations!
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 23 of 26
MaisCher
Frequent Contributor

Re: Hah weird, approved for Discover IT

Congrats.

 

They declined me in Dec/2014 for "Collection/Chargeoff/Public Record"

 

I have 1 unpaid $900 collection from 2011 and 1 unpaid $470 medical judgement for 2012.The countered with a joint offer which I declined. I called twice to recon and they wouldn't budge, said Discover was a more conservative lender. Score on the denial letter was 657. Now I'm kinda confused about applying for this card again later after seeing your approval. the collection I'll be doing a PFD this week but the judgement may take a little more work. 

 

Interesting indeed

   

Current Score: EQ 699 TU 719 EX ? as of April-2016

Message 24 of 26
TheGardner
Valued Contributor

Re: Hah weird, approved for Discover IT


@Anonymous wrote:
Agree the customer service is top notch. Congrats! Smiley Very Happy Sometimes they dont offer a 0% intro APR when terms are changed you might want to check on that if it matters.

Yea, I suspect it's higher interest rate and no 0% period. 

 

Congrats OP!

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 25 of 26
alvon123
Super Contributor

Re: Hah weird, approved for Discover IT

congrats!!!


Message 26 of 26
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