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Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Hahaaa!!! Reached final limit with NFCU!!!!

Woot!! I finally reached the max limit they were willing to give me without an HP!!  Lawd, lawd, lawd have mery!  

 

Went for $25K but they countered for $22K.

 

I'll take it!

 

Yayyy!!!  Wooohoooo!! 

 

Now that I know its over I can finally sleep at night :smileyvery-happy:.

 

navy2.png


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!


Rhaeny wrote:

Woot!! I finally reached the max limit they were willing to give me without an HP!!  Lawd, lawd, lawd have mery!  

 

Went for $25K but they countered for $22K.

 

I'll take it!

 

Yayyy!!!  Wooohoooo!! 

 

Now that I know its over I can finally sleep at night :smileyvery-happy:.

 

navy2.png


:smileyvery-happy:

 

Your gonna flip when they backdate all them HP's on your file!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!

What!!!???!!!!

 

You better be joking right?

 

I'll lose my mind LS!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!


Rhaeny wrote:

What!!!???!!!!

 

You better be joking right?

 

I'll lose my mind LS!


Yea it happens, YMMV of course!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!

Oh come on...stop raining on my parade!

 

I haven't read anything about that and I have read just about every nfcu thread in the past 6 months.  It has been said over and over that instant equal sp and it my case that exactly what has happened. 

 

What reason do you recall that they would turn an sp into an hp?  Do you recall what poster this happened to because I want to read up on it?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!


Rhaeny wrote:

Oh come on...stop raining on my parade!

 

I haven't read anything about that and I have read just about every nfcu thread in the past 6 months.  It has been said over and over that instant equal sp and it my case that exactly what has happened. 

 

What reason do you recall that they would turn an sp into an hp?  Do you recall what poster this happened to because I want to read up on it?


 

Just pulling your chain bud!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!

Frequent Contributor
dddfresh
Posts: 390
Registered: ‎01-11-2013
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!

How do you know you reached a limit?

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!


LS2982 wrote:

Rhaeny wrote:

Oh come on...stop raining on my parade!

 

I haven't read anything about that and I have read just about every nfcu thread in the past 6 months.  It has been said over and over that instant equal sp and it my case that exactly what has happened. 

 

What reason do you recall that they would turn an sp into an hp?  Do you recall what poster this happened to because I want to read up on it?


 

Just pulling your chain bud!


ROFLMAO!!!

 

OMG LS, that wasn't nice!

 

You were about to give me a heart attack.  Almost had tears in my eyes.

 


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Hahaaa!!! Reached final limit with NFCU!!!!


dddfresh wrote:
How do you know you reached a limit?

Because when I put in $25K, they countered with the $22K indicating that if I still wanted more that it would need further review.  So further review means HP and I just wanted all that I could get with an sp, so that counter offer tells me that I've reached that limit.

 

 


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014

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