Grats on your recent progress!
Ok now it's really happy days and garden time. I apped to Digital Credit Union to refinance my car loan. My rate went from 7.99% to 2.49%!!!! I'm saving $125 a month!! Also they offered me their Visa Platinum and gave me a 3k limit!!! My highest credit limit!! And the APR is 11.9%... by far my lowest!!! Ok now it's truly garden time!!!
Good job! Now....don't get greedy.
I got Bad debt with GE 6 years ago and still on my report! They just approval me for Walmart credit card with 600 CL. I did not pay anything for GE bad debt . Is about 3 k