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Hello Discover!!!

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12njoy
Super Contributor

Re: Hello Discover!!!

@Darrell82,

 

My Equifax Fico is near your score and my average age is only 3.2.  It looks like Discover went in the range of my two highest credit card limits

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 11 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@Scupra,

 

You're doing great so far.  I wish that I had immediately started to rebuild after bankruptcy.  Unfortunately, I did not and waited until just last year to start.  My BK fell off in March 2013 after 10 years.  I did have a brief spurt with three cards from 2006-2008 but got into trouble again and after that I swore off credit until 2012.  That was so the wrong thing to do because my average age of accounts is now only at 3.2 and will be going down because of two new cards (Chase Slate & Discover) but I need to start somewhere so here I am.  FYI, I just referred a friend of mine who file BK and was discharged in 2011 to Walmart.  They were approved for $700.  I have learned the hard way.  I now have $43,500 in available credit.  I use credit to pay for everything and then when I get paid, I PIF all credit cards.  This has been an excellent strategy which I think has helped me with American Express and now Discover.  Good luck to you. 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 12 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@FocusedandDetermined,

 

I had someone from another Board hype me up to reapply for the Discover card.  I was talking on a Board about the Duck card and thinking the Duck card was the Discover card.  Well, I got so hyped I decided to apply again and much to my suprise bam.  I expected if I got approved at all it would be for something like $1,000

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 13 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

It goes to show that these forums really do work.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 14 of 23
09Lexie
Moderator Emerita

Re: Hello Discover!!!

Message 15 of 23
Gatortrout
Regular Contributor

Re: Hello Discover!!!

Congrats!
Message 16 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@09Lexie and Gatortrout,

 

 Thanks

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 17 of 23
eddie84
Valued Contributor

Re: Hello Discover!!!


@12njoy wrote:

@eddie84,

 

Thank you it was a welcome suprise.  Have you heard about the Duck card?


You're welcome and yup, I've seen that Duck and Beaver thread around here somewhere.  Lots of beavers in there. Smiley Very Happy

Message 18 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@eddie84,

 

Too many to count.  LOL

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 19 of 23
DiabolicallyRandom
Established Contributor

Re: Hello Discover!!!

Congrats again on you Duck card!

Message 20 of 23
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