Reply
Member
Posts: 6
Registered: ‎12-04-2013
0

Hello!!

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R

Wells Fargo secured $300 | Capital One secured $351
Community Leader
Senior Contributor
Posts: 26,876
Registered: ‎02-07-2013
0

Re: Hello!!


ComplexNetwork wrote:

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R


Welcome to the forum and congarts 



+ Chase Ink =

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Hello!!

welcome! and looks like you've started on the right track :smileyhappy:



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Established Contributor
Posts: 685
Registered: ‎05-28-2013
0

Re: Hello!!

Nice!  Welcome aboard. :smileyhappy:

Valued Contributor
Posts: 2,163
Registered: ‎09-16-2011
0

Re: Hello!!

welcome.. credit is a marathon..  time and on time payments cure everything

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 8.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
Valued Contributor
Posts: 7,060
Registered: ‎11-18-2013
0

Re: Hello!!

[ Edited ]

Welcome

EQ Beacon 9.0 Bankcard Enhanced 755 (4/21/15); EX FICO 08 Bankcard 779 (4/8/15); TU FICO 08 Classic 769 (4/12/15). In garden since 10/28/14.

IU:
AU:
Member
Posts: 6
Registered: ‎12-04-2013
0

Re: Hello!!

Thank you for all your replies!

 

 I'm from Spain, currently working as a researcher at the University of California. I've read a lot about credit scores, credit cards, etc, so I think I will do it right (unless something unexpected happens). I plan to pay my balance in full every month, because that's what I'm used to do, I've always lived within my means. I mostly use my credit cards as debit cards.

 

My only concern with my current US credit cards is that the Cap1 cannot graduate to an unsecured card (or at least that is what I've read).  I joined CreditKarma and Mint. I guess I cannot do much more for the moment, but just be patient, pay my balances in full every month and wait for my credit score to rise up. I cannot wait!

 

 

R

Wells Fargo secured $300 | Capital One secured $351
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Hello!!

Welcome to the forum! Congratulations on your approval.

Mega Contributor
Posts: 16,686
Registered: ‎08-08-2011
0

Re: Hello!!

Congrats! Welcome to the forum and thanks for sharing!

Senior Contributor
Posts: 10,038
Registered: ‎09-24-2013
0

Re: Hello!!

welcome to the forum

.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.