Credit Card Center Advertiser Disclosure

Reply
Member
Posts: 6
Registered: ‎12-04-2013
0 Kudos

Hello!!

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R

Wells Fargo secured $300 | Capital One secured $351
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0 Kudos

Re: Hello!!


ComplexNetwork wrote:

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R


Welcome to the forum and congarts 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0 Kudos

Re: Hello!!

welcome! and looks like you've started on the right track Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Community Leader
Valued Contributor
Posts: 1,111
Registered: ‎05-28-2013
0 Kudos

Re: Hello!!

Nice!  Welcome aboard. Smiley Happy

Valued Contributor
Posts: 2,457
Registered: ‎09-16-2011
0 Kudos

Re: Hello!!

welcome.. credit is a marathon..  time and on time payments cure everything

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Senior Contributor
Posts: 7,203
Registered: ‎11-18-2013
0 Kudos

Re: Hello!!

[ Edited ]

Welcome

EQ Beacon 9.0 Bankcard Enhanced - 768 (12/29/15); EX FICO 08 - 764 (01/09/16); EX FICO Bankcard Score 8 - 779 (01/09/16); TU FICO 08 Classic - 759 (01/28/16). Total CL - $245,300 (Individual - $141,250 + AU - $104,050)

IU:
AU:
Member
Posts: 6
Registered: ‎12-04-2013
0 Kudos

Re: Hello!!

Thank you for all your replies!

 

 I'm from Spain, currently working as a researcher at the University of California. I've read a lot about credit scores, credit cards, etc, so I think I will do it right (unless something unexpected happens). I plan to pay my balance in full every month, because that's what I'm used to do, I've always lived within my means. I mostly use my credit cards as debit cards.

 

My only concern with my current US credit cards is that the Cap1 cannot graduate to an unsecured card (or at least that is what I've read).  I joined CreditKarma and Mint. I guess I cannot do much more for the moment, but just be patient, pay my balances in full every month and wait for my credit score to rise up. I cannot wait!

 

 

R

Wells Fargo secured $300 | Capital One secured $351
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0 Kudos

Re: Hello!!

Welcome to the forum! Congratulations on your approval.

Mega Contributor
Posts: 17,179
Registered: ‎08-08-2011
0 Kudos

Re: Hello!!

Congrats! Welcome to the forum and thanks for sharing!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10.9k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.5k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Senior Contributor
Posts: 10,287
Registered: ‎09-24-2013
0 Kudos

Re: Hello!!

welcome to the forum


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.