cancel
Showing results for 
Search instead for 
Did you mean: 

Hello!!

Hello!!

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R

Wells Fargo secured $300 | Capital One secured $351
Message 1 of 10
9 REPLIES
Super Contributor

Re: Hello!!


ComplexNetwork wrote:

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R


Welcome to the forum and congarts 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 10
Valued Contributor

Re: Hello!!

welcome! and looks like you've started on the right track Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 3 of 10
Community Leader
Valued Contributor

Re: Hello!!

Nice!  Welcome aboard. Smiley Happy

Message 4 of 10
Valued Contributor

Re: Hello!!

welcome.. credit is a marathon..  time and on time payments cure everything

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 5 of 10
Senior Contributor

Re: Hello!!

Welcome

EQ Beacon 9.0 Bankcard Enhanced - 768 (12/29/15); EX FICO 08 - 764 (01/09/16); EX FICO Bankcard Score 8 - 779 (01/09/16); TU FICO 08 Classic - 759 (01/28/16). Total CL - $245,300 (Individual - $141,250 + AU - $104,050)

IU:
AU:
Message 6 of 10

Re: Hello!!

Thank you for all your replies!

 

 I'm from Spain, currently working as a researcher at the University of California. I've read a lot about credit scores, credit cards, etc, so I think I will do it right (unless something unexpected happens). I plan to pay my balance in full every month, because that's what I'm used to do, I've always lived within my means. I mostly use my credit cards as debit cards.

 

My only concern with my current US credit cards is that the Cap1 cannot graduate to an unsecured card (or at least that is what I've read).  I joined CreditKarma and Mint. I guess I cannot do much more for the moment, but just be patient, pay my balances in full every month and wait for my credit score to rise up. I cannot wait!

 

 

R

Wells Fargo secured $300 | Capital One secured $351
Message 7 of 10
Moderator Emerita

Re: Hello!!

Welcome to the forum! Congratulations on your approval.

Message 8 of 10
Mega Contributor

Re: Hello!!

Congrats! Welcome to the forum and thanks for sharing!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 10
Senior Contributor

Re: Hello!!

welcome to the forum


Message 10 of 10