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Highest Credit Limit Yet!

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CribDuchess
Established Contributor

Re: Highest Credit Limit Yet!

Congratulations!!  That is a fabulous limit!  Smiley Happy

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 11 of 16
SnackTrader
Valued Contributor

Re: Highest Credit Limit Yet!

Thanks all! 

 

This is honestly a shock for me. I expected something since my profile is strong and since other lenders gave me larger limits than $4,500 after my Amex approval. But to get the full 3x is pretty surprising given the amount of spending on the card (under $1,000) and that the check spending ability tool wouldn't approve me for even a $10,000 charge. Other members has posted about a possible correlation, so that made me wary. 

 

Anyway, it's a big step and I hope other lenders approach a 5 digit limit with me in the future. 


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 12 of 16
myjourney
Super Contributor

Re: Highest Credit Limit Yet!

Great news way to go!

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 16
Pilotdude
Established Contributor

Re: Highest Credit Limit Yet!

Wow!! Booya!! thats a nice increase!!  Smiley Happy

 

Congratulations!!!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 14 of 16
BrokaToe
Established Contributor

Re: Highest Credit Limit Yet!

Nice job SnackTrader! Super nice increase!


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Message 15 of 16
Epcot
Valued Contributor

Re: Highest Credit Limit Yet!

Congrats on the nice increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 16 of 16
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