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fantastic that Amex relies on internal scoring. i've been following my PRG soft limit via the button and it's gone from $3-4k to $10-12k
Citi denied. They wanted me to unfreeze TU and denied due to insufficient credit history. They said that i need to have two credit lines open for at least a year and to come back when my others age.
Not sure if i can call for a recon or if they are usually final with this
CSP approved!!!! $5 limit.
errr. $5k limit, that is.
Approved for SPG! I called the credit dept to follow up on the app and they said that the Exec office was working on my app. They transferred me and the guy finished the app on the phone (didn't ask me any questions, just had me on hold).
Approved for $5k. Exec office rep confirmed the 25k SPG (10+15) bonus offer for me.
Hopefully I can go and request 3x limit on this one after 61 days and don't have to 6 months since i just had my delta amount increased,
So just to recap.
Got Delta Gold 2k upped to 6k
Approved CSP 5k (40k UR offer)
Approved SPG 5k (25k SPG offer)
Denied Citi Exec AA Elite World Master Card
So my total revolving limit moves from $3k to $17k.
This adds 3 HPs to my EX file, bringing me to 7 for EX (priors were Aug 13, Sep 13, Dec 13, Dec 13)
Assuming that Citi also pulled TU, this will bring me to 5 pulls on TU (priors were Aug 13, Aug 13, Sep 13, Sep 13)
All thanks to Amex for extending me the lines back in December. Delta Gold is a great way into the Amex family. And the charge card gave me the flexibility to show them my higher spending power.
Glad that I wasn't approved for Citi after all. It would have been tough trying to make the minimum spend for this.
Now it's time to learn about Chase gardening....
Thank you for guidance guys!
Congrats OP! Awesome overall outcome, enjoy your new cards! I've called Citi EO to recon my Citi AA Executive app, they told me the same thing (need to have the account for at least a year) + I have too many inquiries so their decision is final (denied). This came from the 2nd manual review, I wonder if i should try to give them a call one more time? They didn't do any additional HPs from 2nd review, they also pulled EX only (my worst for INQs).
Congrats on your new cards & CLIs