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Hit Discover Up AGAIN!***6/2 UPDATE!!***

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thatguy1
Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

I hit the button my my GF account and she got a two day message Sunday night, last night we logged in and she got a 3K increase from 5k to 8k.

 

She got her last increase about 45 days ago, and that was the only increase she got since opening the account.

 

I got a handful of CLIs during the crazy train and have not gotten one since 5/20.

$15,400 - $1400 Just Unsecured- $10500 - $2300
123 Rewards AU $1500 - BofA AU $2300 - Discover It AU $7200 - Discover It AU $8000
~505 EQ in Jan of 13, now at EQ 690 / TU 674 / EX 681 according to myFICO.com.
Message 2701 of 3,186
grneydangl
Frequent Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

Well... 62 days after opening my account I got no love when I pressed the button Smiley Sad I'll make another good payment on it and try again.  Wait for the "3-5 day message" to see what the reasoning is.



Message 2702 of 3,186
Imperfectfuture
Super Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***


@Erusidhion wrote:

 

Discover FICO: 677 (Updated 07/12/2015)

CLI option under Card Details? No

#of days since last CLI attempt: 31 (06/17/2015)

# of days since last successful CLI: 48 (05/31/2015)

amount of last CLI: $500

Balance: 1700/2500 (0% carry, paying off when 0% expires, I pay for a new charge I put on card monthly after statement cuts for activity + minimum)

 

I think that's the best information I can give you. I just tried for a CLI today and got:

 

At this time, we cannot increase your credit line.

However, you can make another request at a future time. You will receive a letter in 3-5 business days that will detail the reasons for this decision.

 

Is this the instant denial? I am probably just going to try after every statement. There's really no loss to doing it so I can see when they'll feel like giving me a CLI again. Thanks! For science!


A rep told me they switched back to the 90 day thing.  Hinted that trying inbetween the 90 days resets.  This was hinted by another poster in his theory earlier in the thread.

Signature needs updating
Message 2703 of 3,186
ojefferyo
Valued Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

Is it 90 day from the increase? or 90 day from last time you asked for a CLI

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2704 of 3,186
Anonymous
Not applicable

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

Who do they pull for a hp?
Message 2705 of 3,186
Anonymous
Not applicable

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

Heeeeeyyy Discover FINALLY let me jump on the train! Not much but they just gave me a $500 CLI. I'll take it! But since I missed the bullet train you guys were on I guess I have to wait 90 days to try for more huh?

Message 2706 of 3,186
Aaroncl27
Established Member

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

I just hit it and it straight up shot me down. Said I would get a letter stating why in 3-5 days. Oh well. I got one at the beginning of May from them and I never use my discover card as my experience with them hasn't been great.

SCORES AS OF 7/20/15 TU: 761 EQ: 768 EX: 770


        10000              6000              5000               5000               4400              3750              2000               1700
Message 2707 of 3,186
Saleen099
Senior Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***


@Imperfectfuture wrote:

@Erusidhion wrote:

 

Discover FICO: 677 (Updated 07/12/2015)

CLI option under Card Details? No

#of days since last CLI attempt: 31 (06/17/2015)

# of days since last successful CLI: 48 (05/31/2015)

amount of last CLI: $500

Balance: 1700/2500 (0% carry, paying off when 0% expires, I pay for a new charge I put on card monthly after statement cuts for activity + minimum)

 

I think that's the best information I can give you. I just tried for a CLI today and got:

 

At this time, we cannot increase your credit line.

However, you can make another request at a future time. You will receive a letter in 3-5 business days that will detail the reasons for this decision.

 

Is this the instant denial? I am probably just going to try after every statement. There's really no loss to doing it so I can see when they'll feel like giving me a CLI again. Thanks! For science!


A rep told me they switched back to the 90 day thing.  Hinted that trying inbetween the 90 days resets.  This was hinted by another poster in his theory earlier in the thread.


 Okay thanks Imperfectfuture. 

Message 2708 of 3,186
Saleen099
Senior Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***


@Aaroncl27 wrote:

I just hit it and it straight up shot me down. Said I would get a letter stating why in 3-5 days. Oh well. I got one at the beginning of May from them and I never use my discover card as my experience with them hasn't been great.


 I got the same message to but I also have noticed that you can always hit the button the next day unlike when we were getting the credit line increase beforehand  when we had to wait two or three days before  we could hit the love button again. 

Message 2709 of 3,186
thatguy1
Contributor

Re: Hit Discover Up AGAIN!***6/2 UPDATE!!***

Hit the button this morning and got a 2 day message. Just logged back in and got a 4K increase bringing me up to 15400. No verification of income or job yet.

 

Last increase was Jun 09, 2015 and I have been hitting the button every 4-5 days. Looks like 45 days between increase.

$15,400 - $1400 Just Unsecured- $10500 - $2300
123 Rewards AU $1500 - BofA AU $2300 - Discover It AU $7200 - Discover It AU $8000
~505 EQ in Jan of 13, now at EQ 690 / TU 674 / EX 681 according to myFICO.com.
Message 2710 of 3,186
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