It's a free line of credit. If you got 12.5k on the Flagship then I'd definitely say go for it. Just keep in mind you WILL get another HP, maybe even two.
on the website is it under, "Home equity line of credit" or am i missing the link for the Navchek?
oh, or overdraft line of credit?
12.500 dont spend it all at once!!
They conditionally approved the line of credit, but I have to fax in two most recent pay stubs, and a month of bank statements from my previous bank.
not sure if they pulled another inquiry. I had an overdraft fee last month, so I am kinda pissed that happened, and I dont think I am going to fax in the documents because of it now :/
Send them anyway. NFCU will not auto reject you for the overdraft on the other account. They are super forgiving of past mistakes with others. Just don't ever burn them or they will never forget.
Starting Score: 500's
@dddfresh wrote:They conditionally approved the line of credit, but I have to fax in two most recent pay stubs, and a month of bank statements from my previous bank.
not sure if they pulled another inquiry. I had an overdraft fee last month, so I am kinda pissed that happened, and I dont think I am going to fax in the documents because of it now :/
Yeah it's the Overdraft LOC. Send in the info--you already got the HP for it. If you don't send in the papers it's a guaranteed denial; send them in and you should be approved. They just want to make sure you're making as much money as you say you are.