02-20-2013 06:11 PM
Congrats! Very impressive limit. Be careful, with that kind of buying power you might attract people looking for a sugar momma or sugar daddy.
02-20-2013 08:21 PM
02-20-2013 09:00 PM
They conditionally approved the line of credit, but I have to fax in two most recent pay stubs, and a month of bank statements from my previous bank.
not sure if they pulled another inquiry. I had an overdraft fee last month, so I am kinda pissed that happened, and I dont think I am going to fax in the documents because of it now :/
Yeah it's the Overdraft LOC. Send in the info--you already got the HP for it. If you don't send in the papers it's a guaranteed denial; send them in and you should be approved. They just want to make sure you're making as much money as you say you are.
Docs match what you stated on APP = APPROVED! its not we will let you know by mail in 7-10 days, it's approved once you prove what we ask for.
02-20-2013 09:04 PM
02-20-2013 09:21 PM
If I let my direct deposit go through for a month, would that essentially be the same?
Navy is weird in the sense that so much is in different departments and they don't "talk to each other" and they all will process within that office for that particular product... AND they ALWAYS HP, same minute, same hour, same day, all/every, APP! (oh well, you can have $100k in a day with navy if you have the income, well actually if mortgage guess even more! if you check max limit with navy threads you will see some with very substanital credit with navy.
02-20-2013 09:26 PM
02-20-2013 09:51 PM
It's under overdraft line of credit.
And the rate is nasty compared to their other products. If you get this, do not carry a balance on it. In the event that you do overdraw, pay it off ASAP. Interest on NavChek lines compounds daily.
02-20-2013 09:53 PM
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