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Contributor
Posts: 88
Registered: ‎02-21-2009
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Home Depot (Citi):

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?

Contributor
Posts: 567
Registered: ‎10-04-2012
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Re: Home Depot (Citi):


clipperskipper wrote:

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?


LOL, go buy a lawn tractor and then return it Smiley Happy

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

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Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Home Depot (Citi):


clipperskipper wrote:

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?


I don't think it matters the amount.    How long has it been since your previous use?   I have a very nice CL $7K which I don't want reduced either.

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Epic Contributor
Posts: 25,812
Registered: ‎10-23-2007
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Re: Home Depot (Citi):


clipperskipper wrote:

I received a nastygram from Home Depot (Citi) the other day, indicating that they were going to lower my credit limit from $12,000, to $2000, if I didn't use my card. I went to HD yesterday, and charged a gallon of paint that I needed in order to complete a home remodel. It's only $25 bucks, however it shows use?


Back long ago I got one of these letters on the Business card... I went over to the store and bought a 12 pack of Bounty.  When I received my statement for the $14 or so dollars it also said Congradulations for being such a good customer we are increasing your credit line from $5000 to $7500.

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
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