Credit Card Center Advertiser Disclosure†
05-30-2013 09:04 AM
Could someone please tell me the number to call? Applied for a Home Depot credit line last evening and was approved for a $500 limit. Really wanted to use the card for our new appliance purchases which will total about $4500. Called in the number listed on the email approval for a credit limit increase but the woman said she could not process it unless I had the security number on the back of the card. I thought people were able to call in and get an increase shortly after the initial approval, obviously without card in hand.
Also, do you think Iwehave a better chance at a higher limit if I try for the increase when making the appliance purchase? The thing is I don't want get all the items ready to find out that my limit is stuck at $500!
This is my husband's card. No baddies on report, 2 opened cc w/$500 limits no lates, balance is around 40%. AAoA is 8 years. TU faKo is 689. No mortgage. Paid auto loan never late.
05-30-2013 10:48 AM
Just call card services 1-866-875-5488, and tell them you were recently approved and need a higher limit to buy something. It usually works. Good luck!
05-30-2013 01:19 PM
^^^+1 although this is the number I called after my application Home Depot Store Card: 423 467 6957 (App Status/Recon). I had an error with my app after the approval stage, so I called, they confirmed it was approved with a $500 limit. I stated I needed more for a future purchase they asked me how much I needed I told them $2K. The rep asked a few questions, asked if she could review the pulled report, I said yes. A few minutes later I was approved for $2200. So call it won't hurt.
06-07-2013 04:33 PM
Definitely YMMV with Depot.
I opened a card 8 months ago with a 500 limit, and called for recon with no luck.
I waited 6 months and requested CLI (HP) with no dice, now in the sock drawer.
Meanwhile, My citi Simplicity went from 5k to 10k...they obviously have different standards (even though they are both Citi).
Last week I opened Lowes, again got a 500 limit, 5 min on phone and it was at 2500. Ge Gets my vote!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.