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Regular Contributor
Posts: 179
Registered: ‎01-17-2008
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Re: Home depot Sweet!!


kevinjjc wrote:

Wow, congrats! You asked for 4,500, but you got 11,000. Now that's sweet! A soft pull is just icing on the cake!


yeah very suprise talked to an easy going CSR i told him what can i do with 500 buy nails he said how much would i like i said 4500 asked me he has to do soft pull came back how about 11k i thought citi hates me

Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Home depot Sweet!!

Great increase! You received more than double of what you asked for! Awesome!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Regular Contributor
Posts: 153
Registered: ‎01-24-2013
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Re: Home depot Sweet!!


mr_postman wrote:

ok so i need a new kitchen so i step out of the garden i know i know:smileymad: applied for the home depot card and was instant approved $500.00:smileysurprised: received the card today called the number on the card and requested an increase 500 to  4.5 k came back offered 11.k  took less than 2 minutes soft pull! 


wow!!!
 
thats awesome! i will hopefully be in the same situation in about a month. i want to take the same strategy. looking at my current credit scores in my signature do you think i can get a similar outcome?
Started January 2013 in the lower 500s
Scores (as of January 2014) Equifax 630 | Experian 646 | Transunion 674
With the help of you all; I am working my way to the 700 club!
Valued Contributor
Posts: 12,898
Registered: ‎08-13-2013
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Re: Home depot Sweet!!


mr_postman wrote:

ok so i need a new kitchen so i step out of the garden i know i know:smileymad: applied for the home depot card and was instant approved $500.00:smileysurprised: received the card today called the number on the card and requested an increase 500 to  4.5 k came back offered 11.k  took less than 2 minutes soft pull! 


 Big Congrats :smileyhappy:  That's what i'm talking about ...WTG

Old user name newportguy*** Current Score: myFico EQ - 813 (01/14/2015) Discover TU Fico - 809 (02/04/2015) EX Fico - 809 ( 02/04/2015 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 813 *** TU 809 *** EX 809 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Valued Contributor
Posts: 1,554
Registered: ‎11-14-2013
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Re: Home depot Sweet!!


mr_postman wrote:

ok so i need a new kitchen so i step out of the garden i know i know:smileymad: applied for the home depot card and was instant approved $500.00:smileysurprised: received the card today called the number on the card and requested an increase 500 to  4.5 k came back offered 11.k  took less than 2 minutes soft pull! 


I take it you have a nice CS right? :smileyvery-happy:

$13.5K$7K6K$15K$5K1K
$5K

EQ-659 TU-676 EX-705 (as of 8-15-14)
Senior Contributor
Posts: 10,015
Registered: ‎09-24-2013
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Re: Home depot Sweet!!

congrats


Community Leader
Valued Contributor
Posts: 13,484
Registered: ‎12-13-2013
0

Re: Home depot Sweet!!

Belated congrats :smileyhappy:

EX Cred Sesame 02/15: 766 (+1) ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 02/15: 797 (-42)
EQ Beacon 5.0 12/14 757
TU Fico 8 02/15: 754 (-51)
Member
Posts: 89
Registered: ‎01-21-2014
0

Re: Home depot Sweet!!

Nice! Congrats!:smileyhappy:

Starting Scores: 630-660
Current Scores: 650-680
Goal Scores: 730-760 (util less than 5%)
Last app Jan, 2014

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