How To Find Discover It Limit?

shane82388 · ‎12-05-2013

Always get offers from discover lately and throw them away...

but I got an offer for 14 months no interest with 12.99% after that which is light years better than any other cards I have (22-26%) plus it's got good rewards.

Plan was to get the IT card and can the capital one with the monthly fee and low limit.

I apped and got it instantly approved but it gave me no limit...? I never got a confirm email either?

I did notice on the final page where it lists the text alerts you can turn on while setting up your username, that it had one that said "Alert if balance exceeds $5400".

Could that be it? Seems like a random number thrown in to a bunch of random other alert options to toggle on and off?

Al209 · ‎12-05-2013

When I applied for the Student Discover IT card back in July, I didn't recieve anything for a while from Discover either, until they had my online account set up.

The credit limit should be clearly listed with the balance on the main screen once you get your account set up. Mine says "Credit Line Available $XXXX of $XXXX"

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shane82388 · ‎12-05-2013

How long did it take to set up?

myjourney · ‎12-05-2013

@shane82388 wrote:
How long did it take to set up?

24-48 hours they will send you an email when its ready

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

shane82388 · ‎12-05-2013

Here is a screenshot of the page i saw the "$5400" number on...just for reference.

09Lexie · ‎12-05-2013

Congratulations. You can call them in a few hours and they will tell you your terms.

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coldnmn · ‎12-05-2013

congrats! Thanks for sharing.

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injustifiiable · ‎12-05-2013

That balance alert number is usually $100 less than your limit. So you probably got $5500.

Nice work!

jropeter · ‎12-05-2013

The same exact thing happened to me at the beginning of this week when I was approved. I called customer service, and they were able to tell me what my credit limit was. You will also be able to see your credit limit once your online access is established in a few days.

Congrats on the approval, and the free FICO TU score that will show on your statements each month!

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shane82388 · ‎12-05-2013

@jropeter wrote:
The same exact thing happened to me at the beginning of this week when I was approved. I called customer service, and they were able to tell me what my credit limit was. You will also be able to see your credit limit once your online access is established in a few days.

Congrats on the approval, and the free FICO TU score that will show on your statements each month!

Wow, if I really got a $5500 limit ill be extremely happy!

Also, the free FICO score is another AWESOME perk.