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Established Contributor
Posts: 756
Registered: ‎03-26-2010
0

I Love Capital One

1.) Capital One gave me a second chance after a charge off years ago. (The card was paid in full, but VERY late.) (I do not believe in not paying your bills)

 

2.) Capital One removed a 30, 60 and 90 day late. (Which turned the account positive I believe on my reports)

 

3.) Through the Executive department gave me a CLI on my 3 Capital One cards

 

 

 

 

 

I can't complain at all.  I am very happy with the treatment I have gotten from Capital One.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa |
Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: I Love Capital One

congrats....

 

i also believe in paying my debt as well!!

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: I Love Capital One


jeffery581 wrote:

1.) Capital One gave me a second chance after a charge off years ago. (The card was paid in full, but VERY late.) (I do not believe in not paying your bills)

 

2.) Capital One removed a 30, 60 and 90 day late. (Which turned the account positive I believe on my reports)

 

3.) Through the Executive department gave me a CLI on my 3 Capital One cards

 

 

 

 

 

I can't complain at all.  I am very happy with the treatment I have gotten from Capital One.


Good karma, maybe? Cat Very Happy


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
Posts: 726
Registered: ‎05-12-2012
0

Re: I Love Capital One

Awesome to hear....Good Job!


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Established Contributor
Posts: 760
Registered: ‎02-11-2012
0

Re: I Love Capital One

Congrats, pay your obligations and you will almost always get a second chance.. Good luck in your journey!

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: I Love Capital One

That's great, glad they are working with you!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: I Love Capital One

Congrats!!!




EQ FICO 548 3/3/16
Frequent Contributor
Posts: 364
Registered: ‎10-25-2012
0

Re: I Love Capital One

Me too they have given me a second chance also . I had a charge off i paid it in full and they approved me for a new card . Im glad they dont seem to blacklist
Member
Posts: 64
Registered: ‎02-23-2013
0

Re: I Love Capital One

Good start

Starting Score: 06/03/2011 TU 625 EQ 612
Current Score (myFico ): February 2013 TU 720 EQ 720 EX 734
Wallet: Lowes15k, Paypal Mastercard 14k, WalmartDiscover 14k, Samsclub Discover 14k, Citi Forward 8.5k, PenFed Visa 6.5k
Challenge: App Free since 02/10/13. Next apps July 2013




Valued Contributor
Posts: 2,124
Registered: ‎03-30-2012
0

Re: I Love Capital One

I'm waiting for them to approve the lolcat pic I wanted to put on my card...they rejected the first one....lol

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000

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