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were in the same state, i use to have Wright patt credit union but i defaulted on my card, im hoping to get back with themn :/
Congratulations! That's quite a rate you've scored there!
As for the 7,000 vs 10,000 *don't let it bug you*... nurture the relationship (while gardening for a few months), then call them for some additional "LUV"!
Looking forward to seeing you around the garden
@WolfMan wrote:I haven't apped for a CC for quite some time. FInally bought a house this past December, and then both my dishwasher, and fridge bite the dust.
@I NEVER carry a balance, but estimated I'd have to for at least 3-4 motnhs, and started looking at my rates. Seems my AMEX BCP is lowest @ 16.99.
Well, I remembered, I recently joined a credit union, let's see what they have.
Stopped in, They offer a card that starts at 6.25 and goes up depending on credit score, etc.
I figured what the heck... Let's try, I'm sure I'm going to need it in the future again for something. Though a 0% card would be nice, the interest shoots back up later, I'm looking for long term low rate.
She ran the app, and I was approved for their lowest rate of 6.25%, then she asked me (After I was approved) how much credit I would think I need. I found that a little weird, but stayed conservative and said $7,000. She typed it in, and said my card will come in the mail soon. They usually can print them on site, but the machine is down, she says.
The account is already showing on my online banking.
Only thing that bugs me... I wonder how high I could have went... I've never been asked that before, I should have said 10k.
For those interested, The CU is Wright-Patt Credit Union in Ohio.
Anyway, Got my first low interest card... Back to the garden... Woo Hoo!
Cingrats, thats awesome sauce
Grats on the 7K CU card approval
Congrats!
That's awesome, congrats!