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I am super excited and had to come in to share my wonderful news with all of you......I have been a Lowes customer since Nov 2014 and was initally granted a credit line of $400. That was too low for me to use, so I called in to ask for a bigger credit line for some home projects, and the rep asked me how much did I need. After I told her $12k, she came back a few seconds later with my first big approval.. I was beyond excited, so I used my card a couple of times, and paid the balance down to zero. About 6 months later, I went back to ask for an additional CLI. This time I asked for $22k, but received a counter for $17k. So I used the card again, took advantage of their promo offer, and decided to give it go once again on today. So around 8pm I asked for a $25k CLI. Approved!! I remember reading a few posts of members who had a $35k limit, so I decided to take a chance & log back in to ask for another CLI around 8;53pm. I figured the worst they could tell me is no.. Took my breath away to be approved for a $35k CLI!!!! I owe a big thanks to all of you as I can barely contain myself!!!!!!! I wonder if I left more money on the table, but I not going to chance it anymore tonight. This is my biggest credit limit ever!!!! Time to do the happy dance!!!!!
Thanks alot!!! Be proud of your credit line. Before you know it, you will be where I am or even further. Believe it or not...this community has helped me to dramtically clean up my credit score. A couple of months back, my score was a mere 612. However I have been very aggressive with cleaning up my credit, received a 148 point increase and now my TransUnion score is sitting at 762.
It's never too late. Whenever you are ready and comfortable..I would suggest applying for the Lowes card. They are extremely generous with their credit line increases. I thought that I wouldn't get it, because I presently have a $2700 balance on my card, but they have always been pretty good at meeting my cli requests thus far.
Enjoy that very sweet increase!
Very nice CLI! Keep it up!
Nice, enjoy the CLI!!
Thank you Loquat!! I'm very thankful to be given the privilege to enjoy that type of credit line. I still can't believe that it's real.