I broke the 100k threshold!! Woot!!

wacdenney · ‎03-31-2015

After just getting a 5k CLI from GECRB, I'm sitting right at $100,950 in available credit. IF you count the $1450 line on PayPal Credit. I'm saying it counts and celebrating! A couple of years ago I would have never imagined I would get to this point. I started out with a $300 limit from Orchard Bank and I owe my success to myFICO forums. Thank you all for all your help along the way!

wacdenney · ‎03-31-2015

I love love love GECRB! Lowes REFUSES to NOT be my highest limit. Hassle free SP 5k CLI via chat from 10k to 15k just like that.

Anonymous · ‎03-31-2015

Congrats on your CLI

chalupaman · ‎03-31-2015

Nice job. I wish I could have Lowes back sometimes.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

CreditMagic7 · ‎03-31-2015

Hah! Nice one wacdenney

Anomalous · ‎03-31-2015

Congratulations!

Keep both your credit and your body in top shape!

wacdenney · ‎03-31-2015

Thanks guys! After a couple of CLIs from FIA this makes about 15k of new available credit I've added in the past couple of weeks. WHOA!! I wonder how close to 100K I'm getting at this point...

wacdenney · ‎03-31-2015

WHOA!!!!!!! If you factor in the $1450 limit I have with PayPal Credit I'm sitting right at $100,950 available as of tonight. DANG!!

Does PayPal credit count?? Surely..?

chalupaman · ‎03-31-2015

@wacdenney wrote:
WHOA!!!!!!! If you factor in the $1450 limit I have with PayPal Credit I'm sitting right at $100,950 available as of tonight. DANG!!

Does PayPal credit count?? Surely..?

I'd count it.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎03-31-2015

@wacdenney wrote:
WHOA!!!!!!! If you factor in the $1450 limit I have with PayPal Credit I'm sitting right at $100,950 available as of tonight. DANG!!

Does PayPal credit count?? Surely..?

Of course! It is credit!