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I love you blue......Lowes

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fltn
Frequent Contributor

I love you blue......Lowes

Got my Lowes card back in May for $1000, in July CLI (luv button) to $1500. 

I just called the (middle number) under GE backdoor list, was gonna ask for an extra $1000 and I felt the words slips out of my mouth ( like the F word through Ralphie's mouth) say $10,000, after a short hold (in a daze, did I really just say that?), APPROVED available immediately!

 

Currently "freezing" in the garden!
Message 1 of 14
13 REPLIES 13
fltn
Frequent Contributor

Re: I love you blue......Lowes


@fltn wrote:

Got my Lowes card back in May for $1000, in July CLI (luv button) to $1500. 

I just called the (middle number) under GE backdoor list, was gonna ask for an extra $1000 and I felt the words slips out of my mouth ( like the F word through Ralphie's mouth) say $10,000, after a short hold (in a daze, did I really just say that?), APPROVED available immediately!

 


Also got approve for Care credit last week for $7000, did not call and ask for more, maybe I should.

I also got JcPenney for $700, low I know, and I did just ask say guy that approved CLI on Lowes but a no go, and he actually laughed and said sorry. He thought that was weird, no increase on that.

Currently "freezing" in the garden!
Message 2 of 14
tryingagain62
Contributor

Re: I love you blue......Lowes

Congrats - great job!! I see your BK, what do your scores look like? I just got a CLI from Lowes from $300 to $1300  and would like to get to 5K for some renovations.

Message 3 of 14
coldnmn
Mega Contributor

Re: I love you blue......Lowes

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 14
notfancy
Valued Contributor

Re: I love you blue......Lowes


@fltn wrote:

Got my Lowes card back in May for $1000, in July CLI (luv button) to $1500. 

I just called the (middle number) under GE backdoor list, was gonna ask for an extra $1000 and I felt the words slips out of my mouth ( like the F word through Ralphie's mouth) say $10,000, after a short hold (in a daze, did I really just say that?), APPROVED available immediately!

 


ROFL!! That's awesome! Congratulations!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 5 of 14
fltn
Frequent Contributor

Re: I love you blue......Lowes


@tryingagain62 wrote:

Congrats - great job!! I see your BK, what do your scores look like? I just got a CLI from Lowes from $300 to $1300  and would like to get to 5K for some renovations.


TU Fico is 673 down from 724 in July

EQ Fico is 636 down from 654 in July

 

I have a large balance on my NFCU CC

and I am also using 50% of my NFCU LOC

 

I know, not good, but I have just paid down almost all of my cards to zero. Score last month were TU 609 EQ dropped to 594, was using 80% of ALL credit.

 

I still have no lates, no missed payments since BK.

Currently "freezing" in the garden!
Message 6 of 14
fltn
Frequent Contributor

Re: I love you blue......Lowes


@tryingagain62 wrote:

Congrats - great job!! I see your BK, what do your scores look like? I just got a CLI from Lowes from $300 to $1300  and would like to get to 5K for some renovations.


Oh yeah, congrats on your CLI, you will get more, just keep up the good work.

Currently "freezing" in the garden!
Message 7 of 14
baller4life
Super Contributor

Re: I love you blue......Lowes

Congrats. Just get your util down and your scores will rebound.
Message 8 of 14
meesh6036
Contributor

Re: I love you blue......Lowes

Nice Lowes is being generous! They bumped me from $700 to $3000 when I called the back door, my utilization is also high. Maybe I should have asked for more?

Starting Score: Low 500's (2011)
Current Score:My Fico - 661
NFCU cashRewards 17.5k | NFCU GoRewards 14k |Fred Meyer Rewards Visa (USBank) 1k | Best Buy 2.8k | Walmart 1450 | Target 300 | Amazon 2.1k | CareCredit 2.6k | Macy's 1.5k | Macy's Furniture 3.5k | Lowe's 3k | Discover It 1.8k
Message 9 of 14
fltn
Frequent Contributor

Re: I love you blue......Lowes


@meesh6036 wrote:
Nice Lowes is being generous! They bumped me from $700 to $3000 when I called the back door, my utilization is also high. Maybe I should have asked for more?

That's what I was thinking. I went from, did I just really ask for 10k to why didn't I ask for 20K and wait for a counter offer. I will just try my walmart 2200, amazon1800, and paypal 3100 tomorrow and ask for 10K each.

 

I have got CLI on almost all cc's I have this month, so maybe I will keep pushing my luck. Maybe Barclay's B&N card 1000 to 2000 this month was my good luck charm. They are so hard to crack.

Currently "freezing" in the garden!
Message 10 of 14
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