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I'm crying. Approved for Discover IT! (and then AMEX BCE too!)

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Anonymous
Not applicable

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)

Congratulations, those are some great cards!!

Message 31 of 37
gingerflower
Valued Contributor

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)

Congratulations
Message 32 of 37
Mortalito77
Regular Contributor

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)

Amazing!!!! congrats. I would give up all my credit cards for the Delta Airlines Amex. Congratulations, if you don't mind me asking what were your scores?

The WorLd Is Yours

Message 33 of 37
alvon123
Super Contributor

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)

congrats


Message 34 of 37
always41319
New Contributor

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)


@Mortalito77 wrote:

Amazing!!!! congrats. I would give up all my credit cards for the Delta Airlines Amex. Congratulations, if you don't mind me asking what were your scores?


I don't know my "official" FICO scores, but my CK FAKO is sitting at 719 and CS FAKO is at 714 if that gives you a vague idea.

Paypal MC - $7,200 (12/13) | TJX MC - $10,000 (5/14) | Torrid - $3,000 (7/14) | Discover IT - $11,000 (11/14) | AMEX BCE - $5,000 (11/14) | Victoria's Secret - $2,850 (6/15) | Barclays Rewards MC - $10,800 (7/15) | AMEX ED - $7,500 (9/15) | Chase Freedom - $3,500 (6/16) | Maurices - $1,000 (6/16) | Citi Double Cash - $6,300 (7/16) | Ulta Rewards MC - $2,250 (7/16) | Chase Freedom Unlimited - $4,000 (4/17) | David's Bridal - $3,500 (11/19) | Capital One SavorOne - $8,000 (1/20)
CU Auto Loan - $10,684 - 60 Months @ 2.14%
Federal Student Loan - $28,218/$32,000 - Payoff Date: 12/2023
Message 35 of 37
Anonymous
Not applicable

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)

Congrats!!

 

Message 36 of 37
Anonymous
Not applicable

Re: I'm crying. Approved for Discover IT! (and then AMEX BCE too!)


@always41319 wrote:

A little over a year after my first denial from Discover because of low income, my situation has changed dramatically. I have two store MCs with $2,000+ limits, a $900 store card, and have FINALLY been promoted from part-time to full-time, which puts me over that $10,000 baseline for the IT. I estimated my new income with my promotion (I actually low-balled it by $3,000 or so because I can't be positive what I will actually make) and clicked submit. I'm finally approved for the card I've been wanting for what seems like forever. I haven't called to find out my limit yet (UPDATE: Approved for $3,000! I am in absolute shock.) but it's 0% intro for 12 months and then %12.99 after that. Not the amazing 0% for 14 and 10.99 after offer I got a couple weeks ago, but still better than my other terrible rate cards).

 

I still can't believe it. I need a glass of wine.

 

(UPDATE: After a lot of deliberation and a little bit of wine, I pulled the trigger on the AMEX BCE as well--APPROVED for $2,500!)


Congratulations!...Thanks For Sharing.Robot LOL

Message 37 of 37
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