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I've been doing some research and found the QVC "Qcard" seems to be easy to get.
Saw on a Database that they pull TU 95% of the time, and people with scores in the upper 500's (mines 626) getting approved.
So I pulled the trigger.
It says to call in the next 48 hours to "complete your application", or you will be "given notice" in 7-10 days.
We've all heard the 7-10 day message, but 48 hours is odd.
Anyone have any Exp with this?
Can't speak on the 48 hour thing. But it seems like they just want to verify some info. I think your odds are pretty good.
@FixMyCredit1992 wrote:I've been doing some research and found the QVC "Qcard" seems to be easy to get.
Saw on a Database that they pull TU 95% of the time, and people with scores in the upper 500's (mines 626) getting approved.
So I pulled the trigger.
It says to call in the next 48 hours to "complete your application", or you will be "given notice" in 7-10 days.
We've all heard the 7-10 day message, but 48 hours is odd.
Anyone have any Exp with this?
With the amount of INQs you undoubtedly have across all CRs, identity verification is going to be an issue at this point. It sounds like that's the case here. Definitely follow up and good luck on approval. And go garden once you're approved!
It's for verification. Give them the reference number you were given and they finish the process. I've had to do it with a few synchrony backed cards.
when apps ask you to call in that's usually "you are approved" CALL and verify yourself with them.
Well I finally got the nerve to call, yes the phone call was to verify my ID.
Rep went to process the application, I started to get a little frustrated because she spoke little English and made it hard to talk to her.
However my ears perked up when I heard "approved".
Don't know why they were reluctant to give it out...but my CL is....
$800!!!
This will really help my UTL. I don't plan on charging it for maybe $50.
BTW, I know with commenity cards you have to charge something every year so it won't close, what about sync cards?
This will be my only store card. I'm going to keep at it until my ficos are in the upper 600's and try for a visa/mc branded card.
@FixMyCredit1992 wrote:Well I finally got the nerve to call, yes the phone call was to verify my ID.
Rep went to process the application, I started to get a little frustrated because she spoke little English and made it hard to talk to her.
However my ears perked up when I heard "approved".
Don't know why they were reluctant to give it out...but my CL is....
$800!!!
This will really help my UTL. I don't plan on charging it for maybe $50.
BTW, I know with commenity cards you have to charge something every year so it won't close, what about sync cards?
This will be my only store card. I'm going to keep at it until my ficos are in the upper 600's and try for a visa/mc branded card.
wow, impressed and congrats!
Congrats! on the $800 SL! I know you must feel a sense of relief now.
BTW, i'll trade you for my ShopHQ CC. All they want to sell on air is Invicta Watches or overpriced bed spreads and lamps