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I intended on waiting until March to round out my collection with an AMEX, but after becoming more fully informed about the benefit of apping in January (since I was added last year as AU on DH's BCP), I decided to go for the gold (PRG that is). I was approved in the wee hours of the morning. Overall utilization was pretty low but was Experian was showing about 50% utilization on my CSP and 10% on Barclay's. Both balances are paid now but not yet reporting. Experian score was 734. No baddies
Congrats on your PRG approval!
@FinStar wrote:Congrats on your PRG approval!
Thanks FinStar! This is off topic but I never saw a hard pull for that CLI i got from Barclay's luv button, unless they pulled Equifax.
@MissCredit9 wrote:I intended on waiting until March to round out my collection with an AMEX, but after becoming more fully informed about the benefit of apping in January (since I was added last year as AU on DH's BCP), I decided to go for the gold (PRG that is). I was approved in the wee hours of the morning. Overall utilization was pretty low but was Experian was showing about 50% utilization on my CSP and 10% on Barclay's. Both balances are paid now but not yet reporting. Experian score was 734. No baddies
Congrats and welcome to the Amex family
Congrats on your approval!
@MissCredit9 wrote:
@FinStar wrote:Congrats on your PRG approval!
Thanks FinStar! This is off topic but I never saw a hard pull for that CLI i got from Barclay's luv button, unless they pulled Equifax.
Well, it sounds like that worked out in your favor MissCredit9! If it never showed up on TU, then I think you escaped the HP for sure. I normally check all three just to be sure (but that's just me to cover all bases).
@FinStar wrote:
@MissCredit9 wrote:
@FinStar wrote:Congrats on your PRG approval!
Thanks FinStar! This is off topic but I never saw a hard pull for that CLI i got from Barclay's luv button, unless they pulled Equifax.
Well, it sounds like that worked out in your favor MissCredit9! If it never showed up on TU, then I think you escaped the HP for sure. I normally check all three just to be sure (but that's just me to cover all bases).
Do you know any site that I can see my Equifax report for free? I really doubt they pulled Equifax but you never know.......
Congrats! Thanks for sharing.
Congats!!