11-29-2013 10:31 AM - edited 11-29-2013 12:08 PM
OK I got an "invitation" to apply for the Discover IT and figured what the hell...I'll take a chance...it's been a year and a half.
It didn't tell me the limit right away but I called in and was told I was approved for $1,500! I didn't get the 0% APR for 14 months as in the offer letter but got 3.99% APR for a year and then 18.99% after that.
I was SHOCKED because I have an unpaid collection account on my EQ report and thought that would be a deal breaker...looks like Discover is being a little generous for the holidays!
I want to thank my MYFICO fam for all the help...this is purely exciting and a real leap forward. First prime card!
11-29-2013 10:55 AM - edited 11-29-2013 11:51 AM
Congrats!!!! and welcome to the Discover Family (They will always tell you their conservative) but they are the nicest people in the credit biz and there app is amazing! Make sure you check out the designs as well! I have the Beach version, its cool and I recommend it because its so appealing to the eye!!
11-29-2013 11:03 AM
Congrats!!!! and welcome to the Discover Family (They will always telly you their conservative) but they are the nicest people in the credit biz and there app is amazing! Make sure you check out the designs as well! I have the Beach version, its cool and I recommend it because its so appealing to the eye!!
I know! I wanted the NY skyline one but I didn't get a chance to pick. I'll choose one once I get the card or can log on online.
11-29-2013 03:44 PM
Congratulations on becoming a new Discover Cardmember! Perfect timing, too! 5% cashback on online shopping - Happy Holiday Shopping!
11-29-2013 03:55 PM
Weird they didnt give you the promo rate. But congrats on the approval!!
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