IT Approval Process

Eyisila · ‎04-16-2014

I applied for the student IT card last evening. I got the "processing" message. Then I got an option to create an account, when I clicked on that it asked me to upload some student verification documents.

I plan on doing this. But when I spoke with a rep online today, they told me to call in and speak with new accounts as they have further verification questions.

I asked her if this had to do with the documentation she stated it could be, but then came back to say something to the effect of it looks like they need more information.

So I ask everyone with experience with Discover, is this a good or bad thing? Is it "conditionally" approved, so to speak, pending the receipt of that verification? I will call when I get home. The nice rep online also stated that it is sort of good because it wasn't an auto decline.

Nervous lol and hoping some of you great people here can provide some insight, hopefully.

Kenny · ‎04-16-2014

This is a good thing. Submit what they need to verify you as a student. The rep is right.. it's not a decline yet so that's fantastic.

Best of luck and make sure you update us! Wishing the best for you!

Take the myFICO Fitness Challenge

mnosal9 · ‎04-16-2014

It might be good, as long as you got to create an online account and you did not get an auto decline you should be good. Keep us updated Good luck!

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!

cclee · ‎04-16-2014

My daughter had the same thing happen, they just wanted to verity some info and then she was approved.

In The Garden Until 11/01/15 - Last App 11/03/13

Eyisila · ‎04-16-2014

Should I call also? I get so flustered over the phone. LOL

Kenny · ‎04-16-2014

@Eyisila wrote:
Should I call also? I get so flustered over the phone. LOL

It wouldn't be a bad thing. Just treat it like it's someone at your job. Hello, my name is XXX. I'm calling to ask about the status of my application...

You got this.

Take the myFICO Fitness Challenge

Eyisila · ‎04-16-2014

Thanks everyone!!

I will give them a call when I get home shortly. Then I'll give ya'll an update as I get them

mrsjr · ‎04-16-2014

It's a good thing. I applied yesterday, and they asked to send in document verifying my enrollment in school. I sent it in right away. Checked the status today, and I was APPROVED! I think you'll be fine, but good luck!

Starting Score: 601
Current Score: 739 TU
Goal Score: 800

Take the myFICO Fitness Challenge

yudeology101 · ‎04-16-2014

Best wishes to you, OP! Yup keep us updated.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

estukay · ‎04-16-2014

This happened to me too.

I applied and got the pending message and to submit two proofs of attending my school.

I uploaded and was approved next morning.

I'm preety sure it's a good sign!

Good luck.