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I finally received the CLI from Iberia Bank, from my mini-spree. (I didn't ask for any particular amount and they bumped it up from $8.5K to $13K.)
I realize that there isn't much "traffic" on the boards about Iberia accounts, but FYI, the CLI was an HP on EX (in Pa.). I haven't checked TU or EQ yet. That will probably be in a couple of weeks. If HPs show up on either of them, I'll pass it on. OK, back to the Garden...
Congrats on the CLI
congrats
@PaBill wrote:I finally received the CLI from Iberia Bank, from my mini-spree. (I didn't ask for any particular amount and they bumped it up from $8.5K to $13K.)
I realize that there isn't much "traffic" on the boards about Iberia accounts, but FYI, the CLI was an HP on EX (in Pa.). I haven't checked TU or EQ yet. That will probably be in a couple of weeks. If HPs show up on either of them, I'll pass it on. OK, back to the Garden...
I also have the IberiaBank Select Visa....they only pull EX. And every CLI is a HP. As far as I know, everything is done manually by their customer service folks in Arkansas.
Personally, I really like them, it's wonderful to talk to their customer service folks, they are so down to earth and helpful. I like their low APR, and am currently carrying a $2200 balance, which I'll be paying off within the next week or so. That should give me score bump !
Congrats on your CLI !
@PaBill wrote:I finally received the CLI from Iberia Bank, from my mini-spree. (I didn't ask for any particular amount and they bumped it up from $8.5K to $13K.)
I realize that there isn't much "traffic" on the boards about Iberia accounts, but FYI, the CLI was an HP on EX (in Pa.). I haven't checked TU or EQ yet. That will probably be in a couple of weeks. If HPs show up on either of them, I'll pass it on. OK, back to the Garden...
Congrats on your CLI
I'll wait another 6 months to ask Iberiabank for a CLI. I'm content to use it for small things as long as I have the either 6 or 12 months at 1.99%. Then it rises to 7.45%. It'll be paid off by then.
@DaveinSC wrote:I'll wait another 6 months to ask Iberiabank for a CLI. I'm content to use it for small things as long as I have the either 6 or 12 months at 1.99%. Then it rises to 7.45%. It'll be paid off by then.
I've had the account for just under 3 years, (at 7.25%). This was the first CLI I went for and I just tacked it on the end of an app spree to see how much they would come up with. I probably won't be usung it much anymore, other than keeping my UTIL down, since I just picked up the 3 rewards cards.