If you cant beat them join them

bigblue7722 · ‎04-18-2014

Today is my first friday off in like 6 months maybe more. I was getting really bored ans started to get the dreaded itch... I always told myself I would NEVER EVER get the Sallie Mae Mastercard due to my bad student loan with sallie mae in which they are extremley unwilling to help me. I said though wouldnt it be funny if I got approved for their card?? I am not sure who has to pay the rewards points out I am hoping it mostly sallie mae and not barclaycard because I was APPROVED for $1400. I will never pay a penny in interest on this card and I am gonna spend 249.99 every month on gas and the supermarket. My apr is high at 22.99 but idc. Now the question is what to do with the barclaycard rewards mastercard. Do they combine limits or no? Now, I also have no use for my boa 123 rewards card when that card becomes unsecured I might try to do a PC to that better balance rewards thats the one where you just pay it off every month and at the end of the quater they give you $25 right??

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

BigBS · ‎04-18-2014

Congrats on the SM MC! The BBR card requires a statement balance and payment each month during the quarter to receive the quarterly reward. I just did the PC and expecting the card anyday, but agree it is a great deal.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

bigblue7722 · ‎04-18-2014

@BigBS wrote:
Congrats on the SM MC! The BBR card requires a statement balance and payment each month during the quarter to receive the quarterly reward. I just did the PC and expecting the card anyday, but agree it is a great deal.

Thank you and thanks for the info on the BBR card. I will probably forget and pay the card off before the statement cuts lol.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

BigBS · ‎04-18-2014

@bigblue7722 wrote:
@BigBS wrote:
Congrats on the SM MC! The BBR card requires a statement balance and payment each month during the quarter to receive the quarterly reward. I just did the PC and expecting the card anyday, but agree it is a great deal.
Thank you and thanks for the info on the BBR card. I will probably forget and pay the card off before the statement cuts lol.

No soup for you! I'm only going to use it for my card that reports utilization. Every other card will be PIF.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gdale6 · ‎04-18-2014

Grats on your new approval

alvon123 · ‎04-18-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎04-18-2014

Congrats on your score with Sallie Mae MC.

bigblue7722 · ‎04-18-2014

Thank you everyone! I also did call to see if I could recon the limit. I spoke to a nice lady who asked me a couple of questions about my income and where i work. She took a look at my credit report and told me I have too many new accounts which is true but i dont really use the accounts I have. She referenced the fingerhut account wth?? I told her i never use that card and to look at my cap one qs I brought that all the way up to the limit and paid it off the next day. I used it to pay off my car. She wouldnt budge. However, I asked her about closing my rewards mastercard and combining the limits she said yes as long as the accounts show a zero balance. Thats good to know. Now if i can get a sams mastercard I will be done lol.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

-Wade- · ‎04-20-2014

@bigblue7722 wrote:
Today is my first friday off in like 6 months maybe more. I was getting really bored ans started to get the dreaded itch... I always told myself I would NEVER EVER get the Sallie Mae Mastercard due to my bad student loan with sallie mae in which they are extremley unwilling to help me. I said though wouldnt it be funny if I got approved for their card?? I am not sure who has to pay the rewards points out I am hoping it mostly sallie mae and not barclaycard because I was APPROVED for $1400. I will never pay a penny in interest on this card and I am gonna spend 249.99 every month on gas and the supermarket. My apr is high at 22.99 but idc. Now the question is what to do with the barclaycard rewards mastercard. Do they combine limits or no? Now, I also have no use for my boa 123 rewards card when that card becomes unsecured I might try to do a PC to that better balance rewards thats the one where you just pay it off every month and at the end of the quater they give you $25 right??

Congrats on your approval

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

bigblue7722 · ‎04-20-2014

@-Wade- wrote:
@bigblue7722 wrote:
Today is my first friday off in like 6 months maybe more. I was getting really bored ans started to get the dreaded itch... I always told myself I would NEVER EVER get the Sallie Mae Mastercard due to my bad student loan with sallie mae in which they are extremley unwilling to help me. I said though wouldnt it be funny if I got approved for their card?? I am not sure who has to pay the rewards points out I am hoping it mostly sallie mae and not barclaycard because I was APPROVED for $1400. I will never pay a penny in interest on this card and I am gonna spend 249.99 every month on gas and the supermarket. My apr is high at 22.99 but idc. Now the question is what to do with the barclaycard rewards mastercard. Do they combine limits or no? Now, I also have no use for my boa 123 rewards card when that card becomes unsecured I might try to do a PC to that better balance rewards thats the one where you just pay it off every month and at the end of the quater they give you $25 right??
Congrats on your approval

thank you the DW doesnt know i applied for the card yet if she founds out im gonna be sleeping on the couch lol!

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.