In Shock! Time to Reflect

G19OD · ‎12-29-2014

Hi All,

I haven't posted for a good amount of time, but wanted to share today's event!

I just logged into Amex, and decided to go for a CLI on my BCE. Instant, no problem approval to $25k! I am quite astounded of where I currently sit, considering my total credit available to me from all institutions is $75.2k (including $5k line of credit from BECU), while my income has risen from $33k to $60k in the past 3 years. I now am extended more than I earn! Good thing I have been capable of managing my spending, as I am into this credit journey as more of a hobby in seeing how far I can go. My car is almost paid off and I have been living in my mortgaged condo for 1.5 years now. Thinks are going well for this 26 year old!

Thought I would come on here and share my excitement and gloat so humbly!

Happy holidays!

coldnmn · ‎12-29-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Anonymous · ‎12-29-2014

Congrats on your accomplishments!

uswala · ‎12-29-2014

Congrats!

TRC_WA · ‎12-29-2014

Congrats OP!

BECU is the best!

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

FlawlessShineAutoSpa · ‎12-29-2014

Congratulations for your positive credit journey! Continue Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500

CreditMagic7 · ‎12-29-2014

Congratulations on your approval! Continue Success in The World of Credit Cards!

OffToBetterStart · ‎12-29-2014

Congrats Wtg !!

NFCU Cash Rewards $10,000 -Cap 1 Venture $10,750 - Care Credit $7,000 - Cap 1 Quicksilver $5,000 - Cap 1 Venture 1 $5,000 - Barclays Arrival $6,150 - Barclay Rewards $3,190 -Cap 1 Quicksilver $6,000 - Walmart $700
BK7 Discharge 1/04/2013
Current Scores EX (657) EQ (671) TU (644)

gdale6 · ‎12-29-2014

Grats to all your success OP

Anonymous · ‎12-29-2014

Congratulations!