Instant Approval for Chase Sapphire Preferred Card

[OneMoreCouch]

Hey guys,

Just wanted to share some stats. So I just got instantly approved for CSP card and I'm pretty happy because of the following reason.

When i was 21 2 years ago, that was the first time i heard about credit scores and such and started off with a 580 rating. I got that low rating because i had a credit account set up as overdraft protection that I forgot about. Subsquently, i owed wells fargo about $1.80 for about 60-90 days which tanked my young history.

Glad to say now 2 years later my scores are the following:

725 Experian 718 Transunion  712 Equifax

With that I got instantly approved online with a loading time about 15 seconds =D

Woot Woot

Edit: Now My question is, whats the next card to get for the rewards. Since i got restaurant and Travel covered, the next thing I'd like is Gas then maybe Amazon.com rewards. Any suggestions?

I've seen the Freedom card, but the $1500 reward cap limit is a HUGE turn off for me. That's like basically $75 every 3 months so if I get that then it will really be a card i only pull out for gas (or w/e category they have)

If anyone can help me it would be great!

Edit Edit: As requested, I'll share my Cr Profile:

Credit cards: Wells Fargo Rewards $3100 Limit, Chase Sapphire Preferred $5000 Limit

Income: 55k (First job out of college)

Hope it helps!

[09Lexie]

Welcome to the forum! Congratulations on your approval. Do you mind sharing your cr profile? Current cc's and limits, income etc? It may help others

[myjourney]

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@OneMoreCouch wrote:

Hey guys,

Just wanted to share some stats. So I just got instantly approved for CSP card and I'm pretty happy because of the following reason.

When i was 21 2 years ago, that was the first time i heard about credit scores and such and started off with a 580 rating. I got that low rating because i had a credit account set up as overdraft protection that I forgot about. Subsquently, i owed wells fargo about $1.80 for about 60-90 days which tanked my young history.

Glad to say now 2 years later my scores are the following:

725 Experian 718 Transunion  712 Equifax

With that I got instantly approved online with a loading time about 15 seconds =D

Woot Woot

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Welome to the forum 

You have done very well and congarts are in order 

[youngandcreditwrthy]

Congrats!!!!
I'm lovin' my CSP!
Please share your aaoa, other cards, etc.
It'll be helpful for other folks.

[Jbb2788]

Congrats!!! I was denied for the Chase Sapphire TODAY so I'm going to garden for 6-9 months and then try again! With it's great APR %, rewards program, and $0 AF it's the best card avaliable IMO...

[BearsAndTurtlesRtheBest]

Congrats!!! Thats a great card to obtain instantly!

[knoregs]

Congrats!

~kn

[cleanitup]

Congrats     love it

[Meltdownblitz]

Congrats! Thats a great accomplishment. I'm loving my CSP, I'm sure you will too.

[djc1puno]

congrats! great card