In March I purchased a new motorcycle and looked at different financing options. The surprising part was the use of a 1% BT convenience check with 0% APR was by far the best option out there for me. I hesitated a bit because it would increase the utilization massively on my Sallie Mae but figured what the heck... they offer these checks and I will simply use them. Instead of getting spooked - this morning I got a nice surprise from Barclays
Thank you Barclays ! For me definitely the favorable lender with best offers and appreciation ...lol
I am glad I did go ahead as I am having a lot of fun with my motorcycle cruising around 
edit: typo
@krial wrote:Similarly, last time we bought a (used) car our best option turned out to be paying with the Double Cash for 2% cash back, followed by a 1% balance transfer to Sallie Mae.
Saved paying any interest at all, and the balance transfer fee to Barclays was more than negated by the cash back from Citi.
That is what I first thought I would be doing as well but then I figured I would press it further and made the deal of 10% additional discount by paying cash for the new motorcycle ..dealer hesitated a bit with 10% but then agreed ..so at the end it is a 9% benefit for me paying on credit like this
Congrats, my friend!
Sometimes the "stars just align", and it looks like they have for you! 
Nice! Congrats!
