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It happened - not sure how - US-BANK approved me

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Anonymous
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It happened - not sure how - US-BANK approved me

Checked automated system. Don't know limit yet but card is in the mail. My TU is clean 100% on time pmt and 11%util. But US-BANK was the 8th inq in a year.

This is the second good score in one week (the other was BofA at $2k).

 

EX-FICO is 706 with 2 baddies remaining -BofA hit EX

 

TU FICO is 751 after the US Bank pull.

Message 1 of 15
14 REPLIES 14
Anonymous
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Re: It happened - not sure how - US-BANK approved me

Congrats on your approval!
Message 2 of 15
Anonymous
Not applicable

Re: It happened - not sure how - US-BANK approved me

Congratulations, SKSH1958! Hope you get a nice SL! Smiley Happy

Message 3 of 15
bigpoppa09
Established Contributor

Re: It happened - not sure how - US-BANK approved me

Probably the famous $500 limit u will need to call the UW number and Recon. When I was approved for my Cash+ That's what I got called on a Monday did a Recon Tues checked and they gave me what I asked for. They used same HP from approval.
Message 4 of 15
AverageJoesCredit
Legendary Contributor

Re: It happened - not sure how - US-BANK approved me

Congrats on cracking the vaultSmiley Happy
Message 5 of 15
Anonymous
Not applicable

Re: It happened - not sure how - US-BANK approved me

Congrats on your US Bank approval!! They can be a tough nut to crack

 

Message 6 of 15
Anonymous
Not applicable

Re: It happened - not sure how - US-BANK approved me

Congrats on your USBank approval!!!

Message 7 of 15
Anonymous
Not applicable

Re: It happened - not sure how - US-BANK approved me

$500 limit... worst of any of my cards. Already called underwriting... Don't like the name a number another 2-3 business day wait.
Message 8 of 15
Anonymous
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Re: It happened - not sure how - US-BANK approved me


@Anonymouswrote:
$500 limit... worst of any of my cards. Already called underwriting... Don't like the name a number another 2-3 business day wait.

Same thing happened to me, also called underwriting this morning. My highest limit is 30K & 765 Transunion, I don't get the 500 thing.

Message 9 of 15
Anonymous
Not applicable

Re: It happened - not sure how - US-BANK approved me

751 TU after their hp... if they are good with CLI that's one thing but 500 isn't useful. Every other major is higher.
Message 10 of 15
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