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Wowee! Now that is what I call a SPREE! Congratulations on your many successes. Definitely time to garden and use your new CL's well. See you there!
Great run here. Enjoy all the new cards and I would garden now for at least a year.
@Anonymous wrote:
Gardening for two years! Grandma isn't really looking to expand her credit empire. I only asked for the increase for her because she was a little high on the utilization on the Carson's card. I got her an increase on her Citi AA card in May, other than that the only bank card she is a Discover card that she can't find..smh.
I read that and smiled(Ive taken to drink) until I finished the sentence.
Congrats on an EPIC spree! I get the 2 years of gardening, but be aware that inquiries stop effecting your score after a year. There is a decent chance you might be NFCU ready after 1 year. To be honest, many of us dont know how we will feel in a year, and I didn't want to see you trapped by your own words, which happens to some people. Either way you've done well for 3 generations of your family's credit! I just wanted to let you know you might be able to take a YEAR off of your garden SENTENCE(really, it is a sentence....I've refused to officially enter it, even though I took maybe 15 months off in silence, using my "Fertilization"(tm) proprietary method, without any badges. I'm kind of similar to the Jehovah's Witnesses with the no holiday thing. Anyhow, I just want you to realize you have more options than then well worn road more traveled. You have a year to think about it, so not really a high pressure decision at the moment....I'm just trying to get your mind "fertile" to allow the possibility, so I can picture you giving me a virtual "high 5" in a year(and the garden, some other gesture!). Maybe some others will chime in with an opinion on my thoughts as well. Life is short, so Im against mandatory/cookie cutter sentencing.
All of that said, if youre patient and not overly eager, I dont wish to be a bad influence. I just feel you may have a legit shot, although I dont know your updated scores.