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JC Penney Increase

Valued Contributor

JC Penney Increase

Since I'm planning to stay in the garden a while, I decided to see if I could get an increase on my JC Penney card.  My current limit is $1650 so I went through the automated system to request a $1350 increase for an even $3000.  Unfortunately the system was unable to process my request and needed to transfer me to a representative.  I told the rep what I wanted, answered a couple of questions and he said the system countered with $2150. 

I happily accepted the $500 increase and will continue my journey in the garden.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 1 of 7
6 REPLIES
Valued Contributor

Re: JC Penney Increase


MsLadyRover wrote:

Since I'm planning to stay in the garden a while, I decided to see if I could get an increase on my JC Penney card.  My current limit is $1650 so I went through the automated system to request a $1350 increase for an even $3000.  Unfortunately the system was unable to process my request and needed to transfer me to a representative.  I told the rep what I wanted, answered a couple of questions and he said the system countered with $2150. 

I happily accepted the $500 increase and will continue my journey in the garden.


Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good Smiley Wink


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 2 of 7
Valued Contributor

Re: JC Penney Increase


daybreakgonesXe wrote:

Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good Smiley Wink


Yes they do.  10 times your original limit in less than 3 years is awesome.  Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 7
Valued Contributor

Re: JC Penney Increase


MsLadyRover wrote:

daybreakgonesXe wrote:

Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good Smiley Wink


Yes they do.  10 times your original limit in less than 3 years is awesome.  Congrats!


Thanks a bunch! Though working there with the employee discount on top of the other discounts through the years has made me (and my mother) put a LOT of money through that card over that time period...so the CLIs were MORE than justified XD


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 4 of 7
Valued Contributor

Re: JC Penney Increase

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 7
Frequent Contributor

Re: JC Penney Increase

Congrats!!

Message 6 of 7
Senior Contributor

Re: JC Penney Increase

WOW thats awesome seems like JCP wasnt giving cli because lots of people were being denied, nice to see that they are still giving cli and counter offering, CONGRATS! thats a nice CL for JCP

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 7 of 7