Reply
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

JC Penney Increase

Since I'm planning to stay in the garden a while, I decided to see if I could get an increase on my JC Penney card.  My current limit is $1650 so I went through the automated system to request a $1350 increase for an even $3000.  Unfortunately the system was unable to process my request and needed to transfer me to a representative.  I told the rep what I wanted, answered a couple of questions and he said the system countered with $2150. 

I happily accepted the $500 increase and will continue my journey in the garden.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,914
Registered: ‎11-17-2012
0

Re: JC Penney Increase


MsLadyRover wrote:

Since I'm planning to stay in the garden a while, I decided to see if I could get an increase on my JC Penney card.  My current limit is $1650 so I went through the automated system to request a $1350 increase for an even $3000.  Unfortunately the system was unable to process my request and needed to transfer me to a representative.  I told the rep what I wanted, answered a couple of questions and he said the system countered with $2150. 

I happily accepted the $500 increase and will continue my journey in the garden.


Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good :smileywink:

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 756 EQ 735 TU 747 VantageScore 3.0: EX 741 EQ 748 TU 747 Credit Sesame (EX) 753 Credit.com (EX) 780 CapOne (TU) 787 Quizzle (EQ) 749
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: JC Penney Increase


daybreakgonesXe wrote:

Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good :smileywink:


Yes they do.  10 times your original limit in less than 3 years is awesome.  Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,914
Registered: ‎11-17-2012
0

Re: JC Penney Increase


MsLadyRover wrote:

daybreakgonesXe wrote:

Enjoy it! I got my JCP card with a starting limit of $500. It's been two and a half years and i'm now at $5100! GE really treats us good :smileywink:


Yes they do.  10 times your original limit in less than 3 years is awesome.  Congrats!


Thanks a bunch! Though working there with the employee discount on top of the other discounts through the years has made me (and my mother) put a LOT of money through that card over that time period...so the CLIs were MORE than justified XD

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 756 EQ 735 TU 747 VantageScore 3.0: EX 741 EQ 748 TU 747 Credit Sesame (EX) 753 Credit.com (EX) 780 CapOne (TU) 787 Quizzle (EQ) 749
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: JC Penney Increase

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: JC Penney Increase

Congrats!!

Senior Contributor
Posts: 3,914
Registered: ‎10-02-2012
0

Re: JC Penney Increase

WOW thats awesome seems like JCP wasnt giving cli because lots of people were being denied, nice to see that they are still giving cli and counter offering, CONGRATS! thats a nice CL for JCP

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.