cancel
Showing results for 
Search instead for 
Did you mean: 

JOHN DEERE...NICE

tag
Anonymous
Not applicable

JOHN DEERE...NICE

Need a mower and went on JD site to look see-----seen they had a revolving LOC---APPROVED 15K....Tractor time

Message 1 of 17
16 REPLIES 16
CreditMagic7
Mega Contributor

Re: JOHN DEERE...NICE

Congrats! on your own John Deere approval. Smiley Happy

 

It's a green thing with them Smiley Very Happy

Message 2 of 17
credit_endurance
Valued Contributor

Re: JOHN DEERE...NICE

Congratulations on a nice approval! Who is the issuer is this card? And do they pull a credit report? Which bureau?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3 of 17
CreditMagic7
Mega Contributor

Re: JOHN DEERE...NICE


@credit_endurance wrote:

Congratulations on a nice approval! Who is the issuer is this card? And do they pull a credit report? Which bureau?


John Deere Financial is the boss of their own accounts PERIOD. No other.

 

If they still trend as before then TransUnion is the CRA. However OP can help confirm with their own detail.

 

They will HP once and once only plus that's the last you'll see of them on your reports. It's a HTL.

 

Hope that helps a little.

Message 4 of 17
credit_endurance
Valued Contributor

Re: JOHN DEERE...NICE

Thanks CM7 good info indeed! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5 of 17
Anonymous
Not applicable

Re: JOHN DEERE...NICE


@CreditMagic7 wrote:

@credit_endurance wrote:

Congratulations on a nice approval! Who is the issuer is this card? And do they pull a credit report? Which bureau?


John Deere Financial is the boss of their own accounts PERIOD. No other.

 

If they still trend as before then TransUnion is the CRA. However OP can help confirm with their own detail.

 

They will HP once and once only plus that's the last you'll see of them on your reports. It's a HTL.

 

Hope that helps a little.


Yup....TU pulled and yes..it is a HTL......No problem. It will come in the mail just like a regular CC. 

Message 6 of 17
gdale6
Moderator Emeritus

Re: JOHN DEERE...NICE

Hidden eh, might have to get this line. Grats OP Smiley Happy

Message 7 of 17
CreditMagic7
Mega Contributor

Re: JOHN DEERE...NICE


@Anonymous wrote:

@CreditMagic7 wrote:

@credit_endurance wrote:

Congratulations on a nice approval! Who is the issuer is this card? And do they pull a credit report? Which bureau?


John Deere Financial is the boss of their own accounts PERIOD. No other.

 

If they still trend as before then TransUnion is the CRA. However OP can help confirm with their own detail.

 

They will HP once and once only plus that's the last you'll see of them on your reports. It's a HTL.

 

Hope that helps a little.


Yup....TU pulled and yes..it is a HTL......No problem. It will come in the mail just like a regular CC. 


Make 100% sure to take your card when you get it to whichever John Deere supply store because if they still do this they require you to do that so the store rep can register your account into the system. I think a D/L is good enough for identity proof and that locks your account in their system. I've had (2) of these and went through this process twice but easy peasy anyway.

 

Enjoy! Smiley Happy

Message 8 of 17
Gmood1
Super Contributor

Re: JOHN DEERE...NICE

Congrats meatman!
Message 9 of 17
AverageJoesCredit
Legendary Contributor

Re: JOHN DEERE...NICE

Meat on the grindSmiley Happy
Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.