No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am STOKED!! my first Amex card! I tried to apply for a Costco/Amex last year and got denied. Today, I got an offer letter in the mail for the Amex Green and I applied and got approved! Although I am super excited that I am an Amex member, what does the Amex Green card mean ?
- How do I know my limit? I know its a Charge card but there still has to be a limit.
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report?
Amex Experts please help!
Thanks.
Congrats!
Congrats
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
Gratz! Even though it is a charge card you are right that there is a ceiling on the charges, but I think it varies from person to person. I would call and ask to be sure, so that you don't get declined when you go to pay due to having too large of a balance outstanding.
@agforfree5 wrote:I am STOKED!! my first Amex card! I tried to apply for a Costco/Amex last year and got denied. Today, I got an offer letter in the mail for the Amex Green and I applied and got approved! Although I am super excited that I am an Amex member, what does the Amex Green card mean ?
- How do I know my limit? I know its a Charge card but there still has to be a limit.
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report?
Amex Experts please help!
Thanks.
LMAO!!
Another cold app with no idea what the cards T&C are!
Priceless!!
CONGRATS!!!
LMAO!
They appear in a pop-up right before completing the application!! DDD
Anyway I want to creep out this garden tonight perhaps....
What are your scores and inqs and age of accounts, please sir.
@Rackham94 wrote:LMAO!
They appear in a pop-up right before completing the application!! DDD
Anyway I want to creep out this garden tonight perhaps....
What are your scores and inqs and age of accounts, please sir.
Ah I must have missed that. Yeah it pretty much was a cold app because I would take anything from Amex because I hated getting denied by them as I mentioned earlier.
Would you guys happen to know if it is just a soft pull now when I apply for other Amex cards ?
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
@agforfree5 wrote:
@Rackham94 wrote:LMAO!
They appear in a pop-up right before completing the application!! DDD
Anyway I want to creep out this garden tonight perhaps....
What are your scores and inqs and age of accounts, please sir.
Ah I must have missed that. Yeah it pretty much was a cold app because I would take anything from Amex because I hated getting denied by them as I mentioned earlier.
Would you guys happen to know if it is just a soft pull now when I apply for other Amex cards ?
Yes, SP if denied HP if approved.